Grainger County property record for 390 Harbor Cv, Rutledge, TN 37861
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,184 sqft · built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,000 (Oct 2020) |
| Tax Bill | $2,563 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029070H B 01000 |
| Primary APN | 029070H B 01000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,184 sqft Living Area |
| Basement Area | 2,204 sqft |
| Finished Basement | 2,204 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 390 HARBOR CV |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-5614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:1 DIST:07 SUBD:THE POINT AT GRAINGERS LANDING VILLAS MAP REF:070H |
| Legal Subdivision | THE POINT AT GRAINGERS LANDING VILLAS |
| Legal Lot Number | 1 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 500302 |
Source: Grainger County records, as of January 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 741 ZELDA CT, HENDERSONVILLE, NC 28792-9525 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on Record |
| Deed Sale | Oct 30, 2020 · Amount on Record |
| Deed Document Number | 20010763 |
| Deed Book / Page | 389 / 241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 390 HARBOR CV, RUTLEDGE, TN 37861-5614 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | TALLENT TITLE GROUP INC |
| Name | Verified Name |
|---|
| Document Number | 0000004135 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 400/183 |
| Instrument | 21004135 |
| Name | HOME FEDERAL BANK OF TENNESSEE FSB |
|---|---|
| Type | Bank |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Grainger County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,563.00 | $109,075 (-) Land $18,000 Building $91,075 | |
| 2024 | $2,563.00 | $109,075 (-) Land $18,000 Building $91,075 | |
| 2023 | $2,563.00 (+520.58%) | $109,075 (+505.97%) Land $18,000 Building $91,075 | |
| 2022 | $413.00 | $18,000 Land $18,000 | |
| 2021 | $436,300 Land $72,000 Building $364,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041 |
|---|---|
| Water Source | Purchased surface water from MORRISTOWN UTILITIES COMMISSION |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
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