390 Fountain Ave, Elgin, IL 60124 Property Records

Kane County property record for 390 Fountain Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,000 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$415,500 (Mar 2007)
Tax Bill	$11,246 (2025)
Deeds & Mortgages	Apr 2021 Transfer Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-278-007`

Property Details

APN / Parcel Number

Primary APN	`06-19-278-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	4,026 sqft
Basement Area	1,026 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	390 FOUNTAIN AVE
City	ELGIN
State	IL
Zip	60124-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 2A LT 352
Legal Subdivision	PROVIDENCE
Legal Block	1
Legal Lot Number	352
Legal Unit	2A
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	390 FOUNTAIN AVE, ELGIN, IL 60124-3831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Intrafamily Transfer, Transfer
Jun 26, 2019	Deed of Trust, Mortgage · Conventional with PMI ANDIGO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2007 · Amount on Record
Deed Sale	Mar 6, 2007 · Amount on Record
Deed Document Number	200724876
Last Transfer Date	Mar 12, 2021
Transfer Doc	0000031740
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 22, 2021
Property Address	390 FOUNTAIN AVE, ELGIN, IL 60124-3831
Document Number	0000031740
Map Reference	DOC 2005K128249
Instrument Date	Mar 12, 2021
Instrument	2021K031740
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 FOUNTAIN AVE, ELGIN, IL 60124-3831

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	390 FOUNTAIN AVE, ELGIN, IL 60124-3831
Document Number	0000030185
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	390 FOUNTAIN AVE ELGIN IL 601243831, ELGIN, IL 60124-3831

Mortgage

Document Number	0000030185
Date	Jul 15, 2019
Instrument	30185

Lender

Name	ANDIGO CU
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,246.00 (+7.67%) Homeowner's exemption	$151,609 (+8.57%) Land $44,049 Building $107,560	$455,009 (+8.57%) Land $132,200 Building $322,809
2024		$139,642 (+21.39%) Land $40,572 Building $99,070	$419,094 (+21.44%) Land $121,765 Building $297,329
2022	$10,445.00 (+3.42%) Homeowner's exemption	$115,032 (+6.96%) Land $33,422 Building $81,610	$345,096 (+6.96%) Land $100,266 Building $244,830
2021	$10,100.00 Homeowner's exemption	$107,547 Land $31,247 Building $76,300	$322,641 Land $93,741 Building $228,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T.

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