390 Escott Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 390 Escott Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,973 sqft · built 2006
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-15-400-001-016`

Property Details

APN / Parcel Number

Primary APN	`007-15-400-001-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,973 sqft Heated Area
1st Floor Area	1,973 sqft
Basement Area	1,973 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	51,836 sqft (1.19 acres)
Garage Area	891 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	390 ESCOTT RD
City	OWOSSO
State	MI
Zip	48867-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NORTHWEST 14 OF THE SOUTHEAST 14 OF SECTION 15 T7N-R3E CALEDONIA TOWNSHIP SHIAWASSEE COUNTY MICHIGAN DESCRIBED AS
Legal Range	03E
Legal Township	07N
Legal Section	15
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	2
Census Block	2005
Census Tract	31700

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 ESCOTT RD, OWOSSO, MI 48867-8605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	390 ESCOTT RD, OWOSSO, MI 48867-8605
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 ESCOTT RD, OWOSSO, MI 48867-8605

Mortgage

Document Number	0013320030
Date	Oct 16, 2025
Book Page	1332/30
Instrument	3396491

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 8, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	390 ESCOTT RD, OWOSSO, MI 48867-8605
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 ESCOTT RD, OWOSSO, MI 48867-8605

Mortgage

Document Number	0013120189
Date	Nov 13, 2023
Book Page	1312/189
Instrument	3376356

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	390 ESCOTT RD, OWOSSO, MI 48867-8605
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	MINNESOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 ESCOTT RD, OWOSSO, MI 48867-8605

Mortgage

Document Number	0012810835
Date	Apr 26, 2021
Book Page	1281/835
Instrument	3345602

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	296 Months
Due	Dec 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,600 (+4.93%)	$417,200 (+4.93%)
2025	$2,929.00 (+10.57%) Homeowner's exemption	$198,800 (+23.33%)	$397,600 (+23.33%)
2023	$2,649.00 Homeowner's exemption	$161,200	$322,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr.

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