Oakland County property record for 390 E Square Lake Rd, Troy, MI 48085 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,214 sqft · built 1993 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,073 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-10-126-053 |
| Primary APN | 88-20-10-126-053 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 16 Rooms |
| Stories | 1 Story |
| Building Area | 4,214 sqft Living Area |
| 1st Floor Area | 3,274 sqft |
| Basement Area | 3,639 sqft |
| Unfinished Basement | 3,639 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Dimensions | 355 ft deep x 103 ft wide |
| Garage Area | 901 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 415 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 390 E SQUARE LAKE RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 10 PART OF NW 1/4 BEG AT PT DIST S 88-26-36 W 516.90 FT & S02-06-21 E 60 FT FROM N 1/4 COR, TH S 02-06-21 E 51 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 10 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 196200 |
Source: Oakland County records · APN 88-20-10-126-053
Assessment roll updated February 4, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 177 WILSHIRE DR, 329, TROY, MI 48084-1776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 11, 2008 |
| Transfer Doc | 0000186957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 18, 2026 |
| Property Address | 390 E SQUARE LAKE RD, TROY, MI 48085-3107 |
| Document Number | 20260066403 |
| Book / Page | 61201 / 837 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202666403 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 04, 2026 |
| Property Address | 390 E SQUARE LAKE RD, TROY, MI 48085-3107 |
| Document Number | 0000059669 |
| Book / Page | 61161 / 132 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202659669 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000059669, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 61161/132 |
| Instrument | 202659669 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,073.00 (-3.85%) | ||
| 2023 | $699,800 | ||
| 2022 | $10,476.00 | $349,900 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (2001–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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