Brunswick County property record for 390 E Second St, Ocean Isle Beach, NC 28469 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 2,312 sqft · built 2005 |
| Lot Size | 0.12 acres (5,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Nov 2025) |
| Tax Bill | $3,427 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 244NE016 |
| Primary APN | 244NE016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Heated Area |
| Gross Area | 3,867 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,050 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80139992 |
|---|---|
| Street Address | 390 E SECOND ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-15 B-42 S-A PLAT 3/178 |
| Legal Subdivision | OCEAN ISLE BEACH SECTION A |
| Legal Block | 42 |
| Legal Lot Number | 15 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 20512 |
Source: Brunswick County records · APN 244NE016
Assessment roll updated August 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 GLEN HOLLOW DR, YORK, SC 29745-7665 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 27, 2025 | Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK |
| Nov 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Apr 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Apr 24, 2023 · Amount on Record |
| Deed Book / Page | 5463 / 1186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 390 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1340 CLIFTON POND RD, LOUISBURG, NC 27549-9080 |
| Document Number | 0053271186 |
|---|---|
| Date | Mar 27, 2025 |
| Book Page | 5327/1186 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Nov 26, 2025 |
| Property Address | 390 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0054631186 |
| Book / Page | 5463 / 1186 |
| Map Reference | MB 3 PG 178&178A |
| Instrument Date | Nov 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1340 CLIFTON POND RD, LOUISBURG, NC 27549-9080 |
| Name | Verified Name |
|---|---|
| Address | 411 GLEN HOLLOW DR, YORK, SC 29745-7665 |
| Document Number | 0054631188 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 5463/1188 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | SOFR Average 30-Day |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 24, 2023 |
| Property Address | 390 E SECOND ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0050030735 |
| Book / Page | 5003 / 735 |
| Map Reference | MB 3 PG 178&178A |
| Instrument Date | Apr 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 293 OLMSTED BLVD STE 5, 5, PINEHURST, NC 28374-9190 |
| Name | Verified Name |
|---|---|
| Address | 1340 CLIFTON POND RD, LOUISBURG, NC 27549-9080 |
| Document Number | 0005003738 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 5003/738 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,427.00 | $853,910 (+3.45%) Land $225,000 Building $628,910 | $853,910 (+3.45%) Land $225,000 Building $628,910 |
| 2023 | $825,400 Land $225,000 Building $600,400 | $825,400 Land $225,000 Building $600,400 |
Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 612 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured 51 under condo master policies |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024, other causes, Tropical Storm Debby |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property
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