390 E Gray St, Martinsville, IN 46151 Property Records

Morgan County property record for 390 E Gray St, Martinsville, IN 46151

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,157 sqft · built 1941
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$219,000 (Feb 2024)
Tax Bill$987 (2025)
Deeds & MortgagesOct 2024 Mortgage
Nov 2018 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN55-13-04-270-008.000-021

Property Details

APN / Parcel Number

Primary APN55-13-04-270-008.000-021
Alternative APNs
  • 0711304270008000
  • 00001052521

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,157 sqft Living Area
1st Floor Area1,157 sqft
Basement Area868 sqft
Unfinished Basement868 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Construction TypeBrick
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001052521
Street Address390 E GRAY ST
CityMARTINSVILLE
StateIN
Zip46151-2511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS4 T11 R1E SW NE .27 A
Legal Range1E
Legal Township11
Legal Section4
Legal SubdivisionWILLIAM H THOMAS 1ST ADD
JurisdictionMORGAN IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1017
Census Tract510900

Owner

Source: Morgan County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address390 E GRAY ST, MARTINSVILLE, IN 46151-2511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2024Deed of Trust, Mortgage · Commercial Mortgage
POINT DIGITAL FINANCE INC
Nov 28, 2018Deed of Trust, Mortgage · Line of Credit
THE PEOPLES STATE BANK
Feb 17, 2026Warranty Deed, Transfer · Conventional Mortgage
LUMINATE BANK
Feb 29, 2024Warranty Deed, Transfer
TITLE ALLIANCE/INDY METRO LLC, TITLE ALLIANCE OF INDY METRO
May 6, 2019Warranty Deed, Transfer · Conventional Mortgage
FORUM CU
Nov 28, 2018Affidavit of Death of Joint Tenant, Transfer · Line of Credit
THE PEOPLES STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2024 · Amount on Record
Deed SaleFeb 28, 2024 · Amount on Record
Prior SaleMay 6, 2019 · Amount on Record
Deed Document Number202443409
Prior Transfer DateNov 21, 2018
Prior Transfer Doc201812408
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN IN
Property Address390 E GRAY ST, MARTINSVILLE, IN 46151-2511
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 E GRAY ST, MARTINSVILLE, IN 46151-2511

Mortgage

Document Number0202409281
DateOct 2, 2024
Instrument202409281
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPO BOX 192, PALO ALTO, CA 94302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueSep 24, 2054

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN IN
Property Address390 E GRAY ST, MARTINSVILLE, IN 46151-2511
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201812409
DateNov 28, 2018
Instrument201812409
Lender
NameTHE PEOPLES STATE BANK
TypeBank
AddressELLETTSVILLE, IN 47429
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 21, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN IN
Recording DateFeb 17, 2026
Property Address390 E GRAY ST, MARTINSVILLE, IN 46151-2511
Document Number0202601504
Instrument DateFeb 12, 2026
Instrument202601504
Transaction TypeTransfer
Record UpdatedMar 16, 2026
Title CompanyTITLE ALLIANCE/INDY METRO LLC, TITLE ALLIANCE OF INDY METRO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address935 CRAMERTOWN LOOP, MARTINSVILLE, IN 46151-7305
InvestorPossibly a Property Investor

Mortgage

Document Number0202601505
DateFeb 17, 2026
Instrument202601505
Lender
NameLUMINATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN IN
Recording DateFeb 29, 2024
Property Address390 E GRAY ST, MARTINSVILLE, IN 46151-2511
Document Number0202402024
Instrument DateFeb 23, 2024
Instrument202402024
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanyTITLE ALLIANCE/INDY METRO LLC, TITLE ALLIANCE OF INDY METRO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 E GRAY ST, MARTINSVILLE, IN 46151-2511

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN IN
Recording DateMay 6, 2019
Property Address390 E GRAY ST, MARTINSVILLE, IN 46151-2511
Document Number201904438
Instrument DateApr 19, 2019
Instrument201904438
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyTITLE ALLIANCE/INDY METRO LLC, TITLE ALLIANCE OF INDY METRO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 E GRAY ST, MARTINSVILLE, IN 46151-2511

Mortgage

Document Number201904439
DateMay 6, 2019
Instrument201904439
Lender
NameFORUM CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

November 2018: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMORGAN IN
Recording DateNov 28, 2018
Property Address390 E GRAY ST, MARTINSVILLE, IN 46151-2511
Document Number201812408
Instrument DateNov 21, 2018
Instrument201812408
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201812409
DateNov 28, 2018
Instrument201812409
Lender
NameTHE PEOPLES STATE BANK
TypeBank
AddressELLETTSVILLE, IN 47429
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 21, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMorgan County
County SubdivisionWashington Township
MunicipalityMartinsville City
Unified School DistrictMartinsville Schools Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$987.00 (-14.69%) Homeowner's exemption$152,000 (+6.37%) Land $25,300 Building $126,700$152,000 (+6.37%) Land $25,300 Building $126,700
2024$1,157.00 (+20.65%) Homeowner's exemption$142,900 (+6.48%) Land $25,300 Building $117,600$142,900 (+6.48%) Land $25,300 Building $117,600
2023$959.00 (+23.74%)$134,200 (+12.58%) Land $16,600 Building $117,600$134,200 (+12.58%) Land $16,600 Building $117,600
2022$775.00$119,200 Land $16,600 Building $102,600$119,200 Land $16,600 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1993–2003)
Most Recent ClaimSep 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 45% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTINSVILLE WATER UTILITY
serves 15,000 people · EPA ID IN5255009
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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