Morgan County property record for 390 E Elm St, Waverly, IL 62692
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $66,000 (Nov 2016) |
| Tax Bill | $1,858 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-11-224-009 |
| Primary APN | 19-11-224-009 |
|---|
| Lot Area | 23,087 sqft (0.53 acres) |
|---|---|
| Lot Dimensions | 86 ft deep x 272 ft wide |
| Street Address | 390 E ELM ST |
|---|---|
| City | WAVERLY |
| State | IL |
| Zip | 62692-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: CITY OF WAVERLY SALTERS ADDITION MID PT LT 111 457289 6-12-96 39,000 |
| Legal Range | 08W |
| Legal Township | 13N |
| Legal Section | 11 |
| Legal Subdivision | SALTERS 2ND ADDITION |
| Legal Lot Number | 111 |
| Jurisdiction | MORGAN IL |
| Township / Civil Division | WAVERLY NO. 1 |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 952300 |
Source: Morgan County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 390 E ELM ST, WAVERLY, IL 62692-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2016 · Amount on Record |
| Deed Sale | Nov 17, 2016 · Amount on Record |
| Prior Sale | Dec 22, 2011 · Amount on Record |
| Deed Document Number | 2016614580 |
| Last Transfer Date | Dec 15, 2016 |
| Transfer Doc | 0000615001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN IL |
| Property Address | 390 E ELM ST, WAVERLY, IL 62692-1116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 390 E ELM ST, WAVERLY, IL 62692-1116 |
| Document Number | 635436 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 635436 |
| Name | FIRST COMMUNITY BANK OF HILLSBORO |
|---|---|
| Type | Bank |
| Address | HILLSBORO, IL 62049 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 19, 2040 |
Source: Morgan County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Morgan County |
| Municipality | Waverly City |
| Unified School District | Waverly Community Unit School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,858.00 (-13.22%) | $34,340 (+11.1%) Land $8,480 Building $25,860 | $103,020 (+11.1%) Land $25,440 Building $77,580 |
| 2024 | $2,141.00 (+52.93%) | ||
| 2023 | $30,910 (-) Land $7,640 Building $23,270 | $92,730 (-) Land $22,920 Building $69,810 | |
| 2022 | $1,400.00 (-20.95%) Homeowner's exemption | $30,910 Land $7,640 Building $23,270 | $92,730 Land $22,920 Building $69,810 |
| 2021 | $1,771.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY serves 1,194 people · EPA ID IL1370450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Royell Communications Fiber | 7,000 / 7,000 |
May also be available: Nextlink.
4G LTE (outdoors only), no 5G reported
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