390 Dix Rd, Ruffin, NC 27326 Property Records

Rockingham County property record for 390 Dix Rd, Ruffin, NC 27326

Property Summary

Property Type	Mobile Home
Details	1,846 sqft · built 1997
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Feb 2024)
Tax Bill	$1,447 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8020-00-46-8494-00`

Property Details

APN / Parcel Number

Primary APN	`8020-00-46-8494-00`
Alternative APN	`147273`

Interior

Stories	1 Story
Building Area	1,846 sqft Finished Area
1st Floor Area	1,846 sqft
Upper Floors Area	312 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Construction Type	Manufactured
Lot Area	128,938 sqft (2.96 acres)
Porch	Porch
Porch Area	432 sqft

Location & Zoning

Account Number	147273
Street Address	390 DIX RD
City	RUFFIN
State	NC
Zip	27326-9061
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RES AG COU
Legal Description	2.96 AC LOT 2 LILLIAN O P YRON SURVEY PYRON LILLIAN O SURVEY
Legal Subdivision	DIX RD
Legal Lot Number	2
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	RUFFIN
Census Block Group	1
Census Block	1011
Census Tract	40101

Owner

Source: Rockingham County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 DIX RD, RUFFIN, NC 27326-9061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES LLC
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 11, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Jan 8, 2021 · Amount on Record
Deed Document Number	2024649296
Deed Book / Page	1662 / 1616
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Feb 16, 2024
Property Address	390 DIX RD, RUFFIN, NC 27326-9061
Document Number	0000649296
Book / Page	1662 / 1616
Map Reference	MB 34 PG 80
Instrument Date	Feb 16, 2024
Instrument	649296
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 BERRY HILL BRIDGE RD, RUFFIN, NC 27326-9203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 DIX RD, RUFFIN, NC 27326-9061

Mortgage

Document Number	0000649297
Date	Feb 16, 2024
Instrument	649297

Lender

Name	AMERICAN FINANCIAL RESOURCES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Jan 8, 2021
Property Address	390 DIX RD, RUFFIN, NC 27326-9061
Document Number	0000607074
Book / Page	1592 / 2431
Map Reference	MB 34 PG 80
Instrument Date	Jan 7, 2021
Instrument	607074
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4264 GILLIAM CHURCH RD, 4264, GIBSONVILLE, NC 27249-9363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 DIX RD, RUFFIN, NC 27326-9061

Mortgage

Document Number	0000607075
Date	Jan 8, 2021
Instrument	607075

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	May 11, 2017
Property Address	390 DIX RD, RUFFIN, NC 27326-9061
Document Number	0000563103
Book / Page	1524 / 1397
Map Reference	MB34 PG80
Instrument Date	May 4, 2017
Instrument	563103
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3981 E POINT RD, 3981, ELKTON, VA 22827-2633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 DIX RD, RUFFIN, NC 27326-9061

Mortgage

Document Number	0000563104
Date	May 11, 2017
Instrument	563104

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,447.00 (+64.43%)	$218,939 (+73.86%) Land $25,831 Building $193,108	$218,939 (+73.86%) Land $25,831 Building $193,108
2023	$880.00	$125,926 Land $23,483 Building $102,443	$125,926 Land $23,483 Building $102,443

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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