390 D St, Ramona, CA 92065 Property Records

San Diego County property record for 390 D St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,300 sqft · built 1995
Lot Size0.407 acres (17,746 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Feb 2013)
Tax Bill$3,675 (2025)
Deeds & MortgagesJan 2022 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN281-570-29-00

Property Details

APN / Parcel Number

Primary APN281-570-29-00
Alternative APN
  • 2813822400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,300 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area17,746 sqft (0.407 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2813822400
Street Address390 D ST
CityRAMONA
StateCA
Zip92065-2463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMV4
Legal DescriptionPAR 3 TR PM07189
Legal SubdivisionP7189
Legal Tract7189
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3008
Census Tract20813

Owner

Source: San Diego County records · APN 281-570-29-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address390 D ST, RAMONA, CA 92065-2463
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 14, 2017Quit Claim Deed, Transfer · Conventional Mortgage
LADERA LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2013 · Amount on Record
Deed SaleFeb 28, 2013 · Amount on Record
Prior SaleMay 05, 2005 · Amount on Record
Deed Document Number2013131091
Prior Transfer DateFeb 04, 2013
Prior Transfer Doc0000131090
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address390 D ST, RAMONA, CA 92065-2463
Transaction TypeMortgage
Record UpdatedAug 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 D ST, RAMONA, CA 92065-2463

Mortgage

Document Number0000023940
DateJan 18, 2022
Instrument2022-0023940
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 01, 2047

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 14, 2017
Property Address390 D ST, RAMONA, CA 92065-2463
Document Number0000585411
Instrument DateDec 08, 2017
Instrument585411
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address390 D ST RAMONA CA 920652463, RAMONA, CA 92065-2463

Mortgage

Document Number585412
DateDec 14, 2017
Instrument585412
Lender
NameLADERA LNDG
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$332,842 (+2%) Land $193,967 Building $138,875
2025$3,675.00 (+1%)$326,316 (+4.04%) Land $190,164 Building $136,152
2023$3,341.00 (-3.99%)$313,647 Land $182,781 Building $130,866
2022$3,480.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 66% of the US · above 41% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 413 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on D St

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