390 Creekside Dr, Freeport, FL 32439 Property Records

Walton County property record for 390 Creekside Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 2003
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Aug 2019)
Tax Bill	$1,030 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-1S-18-14010-000-0330`

Property Details

APN / Parcel Number

Primary APN	`31-1S-18-14010-000-0330`
Alternative APN	`1070207`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,192 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Detached - Finished
Garage Area	640 sqft
Porch	Porch
Porch Area	304 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1070207
Street Address	390 CREEKSIDE DR
City	FREEPORT
State	FL
Zip	32439-6186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 CREEKSIDE S/D PB 7-21 OR 2447-640 OR 3116-1279
Legal Range	18W
Legal Township	01S
Legal Section	31
Legal Subdivision	CREEKSIDE S/D
Legal Lot Number	33
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1036
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	390 CREEKSIDE DR, FREEPORT, FL 32439-6186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 28, 2019	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Oct 31, 2002 · Amount on Record
Deed Document Number	20190029558
Deed Book / Page	3116 / 1279
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	390 CREEKSIDE DR, FREEPORT, FL 32439-6186
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 CREEKSIDE DR, FREEPORT, FL 32439-6186

Mortgage

Document Number	0032610998
Date	Jul 26, 2022
Book Page	3261/998
Instrument	20220034251

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 28, 2019
Property Address	390 CREEKSIDE DR, FREEPORT, FL 32439-6186
Document Number	0031161279
Book / Page	3116 / 1279
Map Reference	MB 7 PG 21
Instrument Date	Aug 27, 2019
Instrument	20190029558
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MITCHELL LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	378 RD, 378, CARTERSVILLE, GA 30120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 CREEKSIDE DR, FREEPORT, FL 32439-6186

Mortgage

Document Number	0031161280
Date	Aug 28, 2019
Instrument	3116/1280

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,265 (-1.03%) Land $47,000 Building $197,265	$244,265 (-1.03%) Land $47,000 Building $197,265
2024	$1,030.00 (+4.15%)
2023	$989.00 (+1.23%) Homeowner's exemption	$246,817 (+7.76%) Land $44,769 Building $202,048	$246,817 (+7.76%) Land $44,769 Building $202,048
2022	$977.00 Homeowner's exemption	$229,039 Land $49,694 Building $179,345	$229,039 Land $49,694 Building $179,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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