Alameda County property record for 390 Cooper Ave, Hayward, CA 94544
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1961 |
| Lot Size | 0.179 acres (7,811 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $915,000 (Aug 2023) |
| Tax Bill | $11,239 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-20-56 |
| Primary APN | 465-20-56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,811 sqft (0.179 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 390 COOPER AVE |
|---|---|
| City | HAYWARD |
| State | CA |
| Zip | 94544-5824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00009 BLK: 000G TR: 2045 |
| Legal Subdivision | 2045 CITY/HAYWARD |
| Legal Tract | 2045 |
| Legal Block | G |
| Legal Lot Number | 9 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 438204 |
Source: Alameda County assessment roll, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 390 COOPER AVE, HAYWARD, CA 94544-5824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOAN FACTORY INC |
| Aug 4, 2023 | Grant Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on Record |
| Deed Sale | Aug 4, 2023 · Amount on Record |
| Deed Document Number | 202388900 |
| Prior Transfer Date | Dec 23, 2022 |
| Prior Transfer Doc | 0000203696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 390 COOPER AVE, HAYWARD, CA 94544-5824 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 390 COOPER AVE, HAYWARD, CA 94544-5824 |
| Document Number | 0000148929 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025148929 |
| Name | LOAN FACTORY INC |
|---|---|
| Type | Mortgage Company |
| Address | 2195 TULLY RD, SAN JOSE, CA 95122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.4% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Aug 4, 2023 |
| Property Address | 390 COOPER AVE, HAYWARD, CA 94544-5824 |
| Document Number | 0000088900 |
| Map Reference | MB 41 PG 53 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 2023088900 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,784.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 390 COOPER AVE, HAYWARD, CA 94544-5824 |
| Document Number | 0000088901 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 2023088901 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Hayward City |
| Unified School District | Hayward Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $873,000 (-6.46%) Land $264,000 Building $616,000 | ||
| 2025 | $11,239.00 (+19.39%) Homeowner's exemption | $933,300 (+22.8%) Land $279,990 Building $653,310 | |
| 2023 | $9,414.00 (+456.71%) | $760,000 (+544.5%) Land $250,000 Building $510,000 | $799,200 |
| 2022 | $1,691.00 Homeowner's exemption | $117,921 Land $30,725 Building $87,196 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,038 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Robinson Hardware and Software Solutions Fixed Wireless | 1,000 / 1,000 |
| Tekify Fixed Wireless | 580 / 125 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Sonic Telecom, T-Mobile USA, Unwired.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures