390 Citadel Ave, Merced, CA 95341 Property Records

Merced County property record for 390 Citadel Ave, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,245 sqft · built 2018
Lot Size	0.118 acres (5,126 sqft)
Owner	Individual Name on File
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2019 Line of Credit + 5 more
Flood Zone	Zone AO (high risk)
APN	`061-612-003-000`

Property Details

APN / Parcel Number

Primary APN	`061-612-003-000`
Alternative APN	`061-612-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,245 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,126 sqft (0.118 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	061-612-003
Street Address	390 CITADEL AVE
City	MERCED
State	CA
Zip	95341-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	SIERRA VISTA UNIT 3 LOT 164
Legal Subdivision	SIERRA VISTA
Legal Lot Number	164
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1002
Census Tract	2601

Owner

390 Citadel Ave is owned and occupied by an individual who acquired it in November 2018.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	390 CITADEL AVE, MERCED, CA 95341-8231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage WALL FINANCIAL INC
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR
Nov 30, 2018	Grant Deed, Subdivision Related Transfer · Second Mortgage (Down Payment) PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 30, 2018	Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 3, 2018	Grant Deed, Mortgage WILMINGTON TR
Mar 9, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Dec 20, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018
Deed Sale	Nov 30, 2018
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	201838413
Prior Transfer Date	Nov 23, 2018
Prior Transfer Doc	0000038413
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	390 CITADEL AVE, MERCED, CA 95341-8231
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 CITADEL AVE, MERCED, CA 95341-8231

Mortgage

Document Number	0000003878
Date	Jan 25, 2022
Instrument	2022003878

Lender

Name	WALL FINANCIAL INC
Type	Funding / Finance Company
Address	LOS ANGELES, CA 90005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	390 CITADEL AVE, MERCED, CA 95341-8231
Document Number	0000005032
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000005032
Date	Feb 21, 2019
Instrument	5032

Lender

Name	WILMINGTON TR
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 30, 2018
Property Address	390 CITADEL AVE, MERCED, CA 95341-8231
Document Number	0000038412
Map Reference	MB 68 PG 28-31
Instrument Date	Nov 21, 2018
Instrument	2018038412
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 CITADEL AVE, MERCED, CA 95341-8231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038416
Date	Nov 30, 2018
Instrument	2018038416

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 30, 2018
Property Address	390 CITADEL AVE, MERCED, CA 95341-8231
Document Number	0000038413
Map Reference	MB 68 PG 28-31
Instrument Date	Nov 21, 2018
Instrument	2018038413
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 CITADEL AVE, MERCED, CA 95341-8231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038414
Date	Nov 30, 2018
Instrument	2018038414

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Mortgage

Document Number	0000038415
Date	Nov 30, 2018
Instrument	2018038415

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 3, 2018
Property Address	390 CITADEL AVE, MERCED, CA 95341-8231
Instrument Date	Mar 30, 2018
Instrument	9749
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009749
Date	Apr 3, 2018
Instrument	9749

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544

Agreement

Amount	Amount on Record

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 9, 2018
Property Address	390 CITADEL AVE, MERCED, CA 95341-8231
Document Number	0000006924
Instrument Date	Mar 7, 2018
Instrument	6924
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$1,742.40
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1375 ESPOSITION BLVD #102 SACRAMENTO CA 95815, 102, SACRAMENTO, CA 95815
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 20, 2017
Property Address	390 CITADEL AVE, MERCED, CA 95341-8231
Document Number	0000043138
Instrument Date	Oct 18, 2017
Instrument	43138
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20830 N TATUM BLVD #250 PHOENIX AZ 850507263, 250, PHOENIX, AZ 85050-7263

Tax Assessment & Valuation

The 2025 property tax bill for 390 Citadel Ave was $4,657 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$350,445 (+2%) Land $62,578 Building $287,867
2025	$4,657.00 Homeowner's exemption	$343,574 Land $61,351 Building $282,223
2023	$4,340.00 (+1.45%) Homeowner's exemption	$330,235 Land $58,970 Building $271,265
2022	$4,278.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 390 Citadel Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Citadel Ave is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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