390 Brooks Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 390 Brooks Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,015 sqft · built 2010
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Feb 2022)
Tax Bill	$117 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-032-6267-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-032-6267-1`
Alternative APNs	`04-3N-25-0000-0012-001A` `25N30400000012001A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,015 sqft Living Area
Gross Area	2,639 sqft
1st Floor Area	2,015 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	424 sqft
Patio Area	284 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	390 BROOKS RD
City	BAKER
State	FL
Zip	32531-8340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR OF SW1/4 S 495 FT TO POB E 35 FT S 300 FT S 78 DEG E 445.5 FT E 466.62 FT S 428 FT W 942.02 FT N 810.81 FT TO POB
Legal Range	25W
Legal Township	03N
Legal Section	04
Legal Block	12
Legal Lot Number	1A
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3026
Census Tract	20102

Owner

Source: Okaloosa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 BROOKS RD, BAKER, FL 32531-8340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Dec 5, 2023	Intrafamily Transfer, Transfer
Feb 10, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage CERTAINTY HOME LOANS LLC
May 10, 2019	Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC
Mar 20, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	20223526060
Deed Book / Page	3603 / 4341
Last Transfer Date	Dec 2, 2023
Transfer Doc	0003660405
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jul 2, 2026
Property Address	390 BROOKS RD, BAKER, FL 32531-8340
Document Number	0003825677
Instrument Date	Jun 25, 2026
Instrument	20263825677
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 BROOKS RD, BAKER, FL 32531-8340

Mortgage

Document Number	0003825677,
Date	Jul 2, 2026
Instrument	20263825677

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2046

Interest

Rate	6.53%
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Dec 5, 2023
Property Address	390 BROOKS RD, BAKER, FL 32531-8340
Document Number	0003660405
Instrument Date	Dec 5, 2023
Instrument	3660405
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 BROOKS RD, BAKER, FL 32531-8340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 BROOKS RD, BAKER, FL 32531-8340

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 10, 2022
Property Address	390 BROOKS RD, BAKER, FL 32531-8340
Document Number	0036034341
Book / Page	3603 / 4341
Instrument Date	Feb 7, 2022
Instrument	3526060
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 APPLE DR, CRESTVIEW, FL 32536-9240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 BROOKS RD, BAKER, FL 32531-8340

Mortgage

Document Number	0036034343
Date	Feb 10, 2022
Instrument	3603/4343

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	390 BROOKS RD, BAKER, FL 32531-8340
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034534829
Date	Apr 3, 2020
Book Page	3453/4829
Instrument	3349398

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 10, 2019
Property Address	390 BROOKS RD, BAKER, FL 32531-8340
Document Number	0033982940
Book / Page	3398 / 2940
Instrument Date	May 1, 2019
Instrument	3276923
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 BROOKS RD, 390, BAKER, FL 32531-8340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14705 HALTER CT, PIEDMONT, SD 57769-7353

Mortgage

Document Number	0003276925
Date	May 10, 2019
Instrument	3276925

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 20, 2017
Property Address	390 BROOKS RD, BAKER, FL 32531-8340
Document Number	0032913812
Book / Page	003291 / 003812
Instrument Date	Mar 9, 2017
Instrument	3123947
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6515 FALCON SPRINGS PT PEYTON CO 808317994, PEYTON, CO 80831-7994

Mortgage

Document Number	32913814
Date	Mar 20, 2017
Book Page	003291/003814
Instrument	3123948

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$117.00 (-92.16%)	$269,787 (+45.77%)	$301,070 (+27.95%) Land $55,302 Building $245,768
2023	$1,493.00 (-27.59%) Homeowner's exemption Widower's exemption	$185,072 (-8%)	$235,306 (+16.97%) Land $49,376 Building $185,930
2022	$2,062.00	$201,169 Land $47,025 Building $154,144	$201,169 Land $47,025 Building $154,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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