390 Broad Axe Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 390 Broad Axe Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,289 sqft · built 1974
Lot Size	14.3 acres (623,082 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,469,300 (Apr 2023)
Tax Bill	$24,548 (2026)
Deeds & Mortgages	Apr 2023 Transfer Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05700-00-00-045A0`

Property Details

APN / Parcel Number

Primary APN	`05700-00-00-045A0`
Alternative APN	`18166`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	4,289 sqft Finished Area
Basement Area	2,284 sqft
Finished Basement	1,522 sqft
Unfinished Basement	762 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	623,082 sqft (14.3 acres)
Garage Type	Carport
Garage Area	445 sqft
Carport	Carport
Carport Area	445 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	403 sqft
Deck Area	860 sqft
Patio Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	390 BROAD AXE RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE BEECH HILL
Legal Subdivision	BUCKS ELBOW FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4020
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1078 W KITTY HAWK RD, KITTY HAWK, NC 27949-4310
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Gift Deed, Transfer
Jan 19, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 6, 2021	Deed, Transfer
Jul 31, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	20233294
Prior Transfer Date	Apr 7, 2023
Prior Transfer Doc	0000003294
Record Updated	Sep 20, 2026

April 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 28, 2023
Property Address	390 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7400
Document Number	202300003294
Map Reference	MB 1746 PG 667
Instrument Date	Apr 7, 2023
Instrument	202300003294
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1078 W KITTY HAWK RD, KITTY HAWK, NC 27949-4310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1078 W KITTY HAWK RD, KITTY HAWK, NC 27949-4310

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 19, 2022
Property Address	390 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7400
Document Number	202200000827
Map Reference	MB 1746 PG 667
Instrument Date	Jan 11, 2022
Instrument	202200000827
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	390 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7400

Mortgage

Document Number	202200000828
Date	Jan 19, 2022
Instrument	202200000828

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 6, 2021
Property Address	390 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7400
Document Number	005570/512
Book / Page	5570 / 512
Map Reference	MB 733 PG 32
Instrument Date	Jul 2, 2021
Instrument	2021-00011864
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7400

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 31, 2020
Property Address	390 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7400
Document Number	0000009955
Book / Page	005361 / 000100
Instrument Date	Jul 27, 2020
Instrument	9955
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 BROAD AXE RD CHARLOTTESVILLE VA 229037400, CHARLOTTESVILLE, VA 22903-7400

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,548.00 (+22.97%)	$2,745,900 (+22.97%) Land $538,700 Building $2,207,200	$2,745,900 (+22.97%) Land $538,700 Building $2,207,200
2025	$19,963.00 (+136.03%)	$2,233,000 (+12.73%) Land $503,400 Building $1,729,600	$2,233,000 (+12.73%) Land $503,400 Building $1,729,600
2023	$8,458.00	$1,980,800 Land $431,500 Building $1,549,300	$1,980,800 Land $431,500 Building $1,549,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEACOCK HILL SUBDIVISION private · serves 475 people · EPA ID VA2003650
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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