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390 Bray Rd, Sparta, TN 38583 Property Records

White County property record for 390 Bray Rd, Sparta, TN 38583 · Last verified February 2026

Property Summary

Property TypeRural Home
Details2 ba · 1,594 sqft · built 1962
Lot Size95.6 acres (4,166,514 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (May 2017)
Tax Bill$1,577 (2025)
Deeds & MortgagesDec 2023 Mortgage
Mar 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN093013 03700

Property Details

APN / Parcel Number

Primary APN093013 03700
Alternative APN
  • 013 03700

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,594 sqft Living Area
1st Floor Area1,594 sqft
Basement Area1,594 sqft
Finished Basement1,594 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,166,514 sqft (95.6 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area260 sqft
Shed1 Shed
Shed Area1,728 sqft
Storage Building360 sqft
Pole Barn5,400 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address390 BRAY RD
CitySPARTA
StateTN
Zip38583-5607
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 4
JurisdictionWHITE TN
Township / Civil Division7
Census Block Group2
Census Block2039
Census Tract935100

Owner

Source: White County records · APN 093013 03700

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address390 BRAY RD, SPARTA, TN 38583-5607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF TENNESSEE
Mar 25, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FARM CREDIT MID AMERICA FLCA
May 03, 2017Warranty Deed, Transfer
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMay 03, 2017 · Amount on Record
Deed SaleMay 03, 2017 · Amount on Record
Prior SaleDec 18, 2001 · Amount on Record
Deed Document Number17001464
Deed Book / PageRB396 / 403
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Property Address390 BRAY RD, SPARTA, TN 38583-5607
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 BRAY RD, SPARTA, TN 38583-5607
InvestorPossibly a Property Investor

Mortgage

Document Number0RB544/308
DateDec 20, 2023
Book PageRB544/308
Instrument23004865
Lender
NameFIRST NATIONAL BANK OF TENNESSEE
TypeBank
AddressSPARTA, TN 38583
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 19, 2028

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Property Address390 BRAY RD, SPARTA, TN 38583-5607
Transaction TypeMortgage
Record UpdatedSep 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 BRAY RD, SPARTA, TN 38583-5607

Mortgage

Document Number0RB505/336
DateMar 25, 2022
Book PageRB505/336
Instrument22001433
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
AddressLOUISVILLE, KY 40299
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateMay 03, 2017
Property Address390 BRAY RD, SPARTA, TN 38583-5607
Document Number0000001464
Book / Page000396 / 000403
Instrument DateMay 02, 2017
Instrument1464
Transaction TypeTransfer
Record UpdatedMay 09, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,035.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address390 BRAY RD SPARTA TN 385835607, SPARTA, TN 38583-5607

Mortgage

Document Number1465
DateMay 03, 2017
Book Page000396/000406
Instrument1465
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLOUISVILLE, KY 40232-4390
Agreement
AmountAmount Recorded
Term360 Months
DueMay 02, 2047

Tax Assessment & Valuation

Source: White County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,577.00 (+11.45%) Additional exemption filed$111,850 (+62.04%) Land $40,875 Building $70,975$1,055,500 (+50.04%) Land $771,600 Building $283,900
2023$69,025 Land $31,725 Building $37,300
2021$1,415.00
2020$703,500 Land $554,300 Building $149,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, White County (47185C), updated September 28, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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