390 Boyd Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 390 Boyd Ridge Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,088 sqft · built 1997
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jan 2020)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553200261218000`

Property Details

APN / Parcel Number

Primary APN	`553200261218000`
Alternative APN	`51336`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,088 sqft Heated Area
Gross Area	1,592 sqft
1st Floor Area	816 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	227 ft deep x 98 ft wide
Terrain	Mountain
Porch	Patio
Porch Area	168 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51336
Street Address	390 BOYD RIDGE DR
City	MURPHY
State	NC
Zip	28906-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BOYD RIDGE SUB 1532/1034
Legal Subdivision	BOYD RIDGE SUB
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1007
Census Tract	930401

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16362 ALCIRA CIR, PUNTA GORDA, FL 33955-4156
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	2020251
Deed Book / Page	1634 / 332
Prior Transfer Date	Sep 1, 2010
Prior Transfer Doc	1393/0814
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 16, 2020
Property Address	390 BOYD RIDGE DR, MURPHY, NC 28906-3712
Document Number	01634/0332
Book / Page	01634 / 0332
Instrument Date	Dec 28, 2019
Instrument	00251
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7607 KINARD RD, 7607, PLANT CITY, FL 33565-3665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16362 ALCIRA CIR, PUNTA GORDA, FL 33955-4156

Mortgage

Document Number	016340335
Date	Jan 16, 2020
Instrument	01634/0335

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00	$132,870 (-)	$132,870 (-) Land $25,000 Building $107,870
2023		$132,870	$132,870 Land $25,000 Building $107,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Boyd Ridge Dr

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