390 Bobcat Ln, Warne, NC 28909 Property Records

Clay County property record for 390 Bobcat Ln, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 2000
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (May 2020)
Tax Bill	$697 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`543900619359`

Property Details

APN / Parcel Number

Primary APN	`543900619359`
Alternative APNs	`615240000` `622642000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,708 sqft Heated Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	34,848 sqft (0.8 acres)

Location & Zoning

Account Number	622642000
Street Address	390 BOBCAT LN
City	WARNE
State	NC
Zip	28909-7735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14A SUNSET HILLS
Legal Subdivision	SUNSET HILLS SUBDIVISION
Legal Lot Number	14A
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	1
Census Block	1021
Census Tract	950201

Owner

390 Bobcat Ln is owned and occupied by an individual who bought it in May 2020.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	390 BOBCAT LN, WARNE, NC 28909-7735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Jan 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Prior Sale	Jan 27, 2017 · Amount on File
Deed Document Number	20201134
Deed Book / Page	440 / 83
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	May 27, 2020
Property Address	390 BOBCAT LN, WARNE, NC 28909-7735
Document Number	440/83
Book / Page	440 / 83
Map Reference	CAB 3 SL 547
Instrument Date	May 27, 2020
Instrument	2020001134
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1239 BUGSCUFFLE RD, 1239, HIAWASSEE, GA 30546-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 BOBCAT LN, WARNE, NC 28909-7735

Mortgage

Document Number	2020001135
Date	May 27, 2020
Instrument	2020001135

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 27, 2017
Property Address	390 BOBCAT LN, WARNE, NC 28909-7735
Document Number	408/0030
Book / Page	408 / 0030
Map Reference	CAB 3 SL 547
Instrument Date	Jan 27, 2017
Instrument	2017000197
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2102 W 68TH ST, 2102, DAVENPORT, IA 52806-1207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 BUGSCUFFLE RD, HIAWASSEE, GA 30546-3505

Tax Assessment & Valuation

The 2026 property tax bill for 390 Bobcat Ln was $697, up 15.4% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$697.00 (+15.4%)	$192,800 (+79.52%) Land $25,000 Building $167,800	$192,800 (+79.52%) Land $25,000 Building $167,800
2025	$604.00	$107,400 Land $30,000 Building $77,400	$107,400 Land $30,000 Building $77,400
2023	$504.00	$107,400 Land $30,000 Building $77,400	$107,400 Land $30,000 Building $77,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 390 Bobcat Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Bobcat Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bobcat Ln

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