390 Ashley Dr, Morehead, KY 40351 Property Records

Rowan County property record for 390 Ashley Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	1,200 sqft
Lot Size	7.23 acres (315,374 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jul 2018)
Tax Bill	$790 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144-00 00 019.23`

Property Details

APN / Parcel Number

Primary APN	`144-00 00 019.23`
Alternative APNs	`5126` `5133` `5419`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Exterior Material	Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	315,374 sqft (7.23 acres)

Location & Zoning

Account Number	5419
Street Address	390 ASHLEY DR
City	MOREHEAD
State	KY
Zip	40351-7017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7.24 ACRES & HOUSE & GARAGE
Legal Subdivision	WOODHILL ESTATES
Legal Tract	7
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3003
Census Tract	950400

Owner

390 Ashley Dr is owned and occupied by an individual who acquired it in August 2021.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	390 ASHLEY DR, MOREHEAD, KY 40351-7017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK
Aug 20, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Jul 2, 2018 · Amount on File
Deed Document Number	00D268/338
Deed Book / Page	D268 / 338
Last Transfer Date	Aug 20, 2021
Transfer Doc	00D280/814
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	390 ASHLEY DR, MOREHEAD, KY 40351-7017
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A404/410
Date	Apr 2, 2019
Book Page	A404/410
Instrument	413480

Lender

Name	KENTUCKY BANK
Type	Bank
Address	SANDY HOOK, KY 41171

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Mar 14, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 20, 2021
Property Address	390 ASHLEY DR, MOREHEAD, KY 40351-7017
Document Number	00D280/814
Book / Page	D280 / 814
Instrument Date	Aug 18, 2021
Instrument	2011369
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$3.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 ASHLEY DR, MOREHEAD, KY 40351-7017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 ASHLEY DR, MOREHEAD, KY 40351-7017

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jul 2, 2018
Property Address	390 ASHLEY DR, MOREHEAD, KY 40351-7017
Document Number	00D268/338
Book / Page	D268 / 338
Instrument Date	Jun 29, 2018
Instrument	409931
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 383, HARDY, KY 41531-0383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 ASHLEY DR, MOREHEAD, KY 40351-7017

Tax Assessment & Valuation

The 2025 property tax bill for 390 Ashley Dr was $790.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$790.00	$94,500 Land $15,000 Building $79,500	$94,500 Land $15,000 Building $79,500
2023	$596.00	$70,000 Land $15,000 Building $55,000	$70,000 Land $15,000 Building $55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 390 Ashley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Ashley Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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