39 Windermere, Mattoon, IL 61938 Property Records

Coles County property record for 39 Windermere, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,225 sqft · built 1994
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on Record
Tax Bill	$7,542 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-0-04190-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-04190-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,225 sqft Living Area
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	67,082 sqft (1.54 acres)
Lot Dimensions	237 ft deep x 264 ft wide
Garage Type	Detached
Garage Area	1,712 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	39 WINDERMERE
City	MATTOON
State	IL
Zip	61938-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARKSBOROUGH LOT 39 & 40
Legal Subdivision	MARKSBOROUGH
Legal Lot Number	39-40
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	5
Census Block	5009
Census Tract	200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 WINDERMERE, MATTOON, IL 61938-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BANK & TRUST NA
May 4, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	39 WINDERMERE, MATTOON, IL 61938-9021
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100794264
Date	Apr 27, 2021
Instrument	202100794264

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	39 WINDERMERE, MATTOON, IL 61938-9021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000787421
Date	May 4, 2020
Instrument	202000787421

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 21, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,542.00 (+11.21%)	$127,363 (+22.32%) Land $19,154 Building $108,209	$382,089 (+22.32%) Land $57,462 Building $324,627
2023		$104,121 Land $15,659 Building $88,462	$312,363 Land $46,977 Building $265,386
2020	$6,782.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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