39 Whipple Ave, Warwick, RI 02889 Property Records

Warwick City property record for 39 Whipple Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 1915
Lot Size	0.321 acres (14,004 sqft)
Owner	2 Trust Names on File
Last Sale	$125,000 (Aug 2003)
Tax Bill	$5,408 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2023 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`33502920000`

Property Details

APN / Parcel Number

Primary APN	`33502920000`
Alternative APNs	`WARW M:335 B:0292 L:0000` `104579232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,571 sqft Living Area
Gross Area	3,070 sqft
1st Floor Area	968 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,004 sqft (0.321 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	104579232
Street Address	39 WHIPPLE AVE
City	WARWICK
State	RI
Zip	02889-4725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	292
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1006
Census Tract	21502

Owner

39 Whipple Ave is owner-occupied and held in a trust since August 2003.

Source: Warwick City records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	39 WHIPPLE AVE, WARWICK, RI 02889-4725
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer
May 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Feb 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Apr 24, 2018	Deed of Trust, Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2003 · Amount on File
Deed Sale	Aug 21, 2003 · Amount on File
Deed Document Number	2003
Deed Book / Page	4791 / 141
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 7, 2026
Property Address	39 WHIPPLE AVE, WARWICK, RI 02889-4725
Document Number	0000009371
Book / Page	10943 / 197
Instrument Date	Jul 27, 2026
Instrument	20269371
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	39 WHIPPLE AVE, WARWICK, RI 02889-4725

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	39 WHIPPLE AVE, WARWICK, RI 02889-4725
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010327-195
Date	May 25, 2023
Book Page	10327/195
Instrument	5129

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	39 WHIPPLE AVE, WARWICK, RI 02889-4725
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010081-139
Date	Feb 17, 2022
Book Page	10081/139
Instrument	2578

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	39 WHIPPLE AVE, WARWICK, RI 02889-4725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9037-262
Date	Apr 24, 2018
Book Page	9037/262
Instrument	5352

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 39 Whipple Ave was $5,408.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,408.00	$425,800 Land $120,000 Building $305,800
2024			$319,770
2023	$4,901.00 (+3.14%)	$345,400 (+36.15%) Land $104,400 Building $241,000
2022	$4,752.00	$253,700 Land $65,700 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Whipple Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	34 (1978–2012)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Apr 2010 · 8 claims Hurricane Bob, Aug 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 39 Whipple Ave, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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