39 Ward Rd, Hardwick (Blairstown), NJ 07825 Property Records

Warren County and Hardwick Township property record for 39 Ward Rd, Hardwick, NJ 07825

Property Summary

Property Type	Single Family Home
Details	3,482 sqft · built 2004
Lot Size	3.88 acres (169,448 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (May 2017)
Tax Bill	$14,902 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01103-0000-00004-04`

Property Details

APN / Parcel Number

Primary APN	`09-01103-0000-00004-04`
Alternative APNs	`09011030000000040004` `00007912` `8578`

Interior

Building Area	3,482 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	169,448 sqft

Location & Zoning

Account Number	8578
Street Address	39 WARD RD
City	HARDWICK
State	NJ
Zip	07825-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Block	1103
Legal Lot Number	4.4
Jurisdiction	WARREN NJ
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1039
Census Tract	31102

Owner

39 Ward Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Warren County and Hardwick Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 WARD RD, HARDWICK, NJ 07825-9636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2017 · Amount on File
Deed Sale	May 22, 2017 · Amount on File
Prior Sale	Mar 18, 2004 · Amount on File
Deed Document Number	2017475462
Deed Book / Page	2764 / 41
Record Updated	Oct 29, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	May 22, 2017
Property Address	39 WARD RD, HARDWICK, NJ 07825-9636
Document Number	0000475462
Book / Page	002764 / 000041
Instrument Date	Apr 1, 2017
Instrument	475462
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	39 WARD RD HARDWICK NJ 078259636, HARDWICK, NJ 07825-9636

Mortgage

Document Number	475463
Date	May 22, 2017
Book Page	006447/000180
Instrument	475463

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 21, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 39 Ward Rd was $14,902, up 5% from the year before.

Source: Warren County and Hardwick Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Hardwick Township
Elementary School District	Blairstown Township School District (KG - 06)
Secondary School District	North Warren Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,600 (-) Land $77,200 Building $312,400	$389,600 (-) Land $77,200 Building $312,400
2025	$14,902.00 (+5%)	$389,600 Land $77,200 Building $312,400	$389,600 Land $77,200 Building $312,400
2024	$14,193.00
2023		$389,600 Land $77,200 Building $312,400	$389,600 Land $77,200 Building $312,400
2022	$13,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Ward Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Ward Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20