Essex County and Gloucester City property record for 39 Walnut St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.217 acres (9,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $413,250 (Oct 2003) |
| Tax Bill | $12,376 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0122 B:0040 L:0000 |
| Primary APN | GLOU M:0122 B:0040 L:0000 |
|---|
| Lot Area | 9,440 sqft (0.217 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Street Address | 39 WALNUT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 40 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records · APN GLOU M:0122 B:0040 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 WALNUT ST, GLOUCESTER, MA 01930-1360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Dec 04, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2003 · Amount on Record |
| Deed Sale | Oct 06, 2003 · Amount on Record |
| Deed Book / Page | 21887 / 349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 39 WALNUT ST, GLOUCESTER, MA 01930-1360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36378-75 |
|---|---|
| Date | Dec 04, 2017 |
| Book Page | 36378/75 |
| Instrument | 171204000900 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 39 WALNUT ST, GLOUCESTER, MA 01930-1360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38511-545 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 38511/545 |
| Instrument | 20200513001480 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,376.00 (+2.15%) | $1,273,200 (+2.26%) Land $588,800 Building $684,400 | |
| 2024 | $12,115.00 (+6.14%) | $1,245,100 (+15.52%) Land $560,700 Building $684,400 | $1,106,275 |
| 2023 | $11,414.00 | $1,077,800 Land $478,600 Building $599,200 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 135 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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