39 W 20th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 39 W 20th St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1929
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,410 (2026)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`233-240-070-000`

Property Details

APN / Parcel Number

Primary APN	`233-240-070-000`
Alternative APN	`233-240-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,750 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	233-240-07
Street Address	39 W 20TH ST
City	TRACY
State	CA
Zip	95376-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKER ACRES LOT 75
Legal Subdivision	PARKER ACRES
Legal Block	1
Legal Lot Number	75
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1007
Census Tract	5303

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	39 W 20TH ST, TRACY, CA 95376-2615
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 12, 2024	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Sep 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024
Deed Sale	Oct 15, 2024
Prior Sale	Jan 12, 2024 · Amount on Record
Deed Document Number	202487863
Prior Transfer Date	Jun 13, 2017
Prior Transfer Doc	0000069669
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 12, 2024
Property Address	39 W 20TH ST, TRACY, CA 95376-2615
Document Number	0000003555
Map Reference	VOL 10 PG 73
Instrument Date	Jan 11, 2024
Instrument	2024-003555
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5750 W F ST, BANTA, CA 95304-8612

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 12, 2024
Property Address	39 W 20TH ST, TRACY, CA 95376-2615
Document Number	0000003556
Map Reference	VOL 10 PG 73
Instrument Date	Jan 11, 2024
Instrument	2024-003556
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	39 W 20TH ST, TRACY, CA 95376-2615

Mortgage

Document Number	0000003557
Date	Jan 12, 2024
Instrument	2024-003557

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	39 W 20TH ST, TRACY, CA 95376-2615
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5750 W F ST, BANTA, CA 95304-8612

Mortgage

Document Number	0000026725
Date	Feb 12, 2021
Instrument	2021-026725

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 1, 2017
Property Address	39 W 20TH ST, TRACY, CA 95376-2615
Document Number	0000101210
Instrument Date	Aug 18, 2017
Instrument	101210
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5750 W F ST BANTA CA 953048612, BANTA, CA 95304-8612

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 20, 2017
Property Address	39 W 20TH ST, TRACY, CA 95376-2615
Document Number	0000069669
Map Reference	VOL10 PG73
Instrument Date	Jun 13, 2017
Instrument	2017-069669
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5750 W F ST, BANTA, CA 95304-8612

Mortgage

Document Number	0000069670
Date	Jun 20, 2017
Instrument	2017-069670

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,410.00 (-1.48%)
2025	$5,491.00 (+179.44%)	$476,470 (+165.26%) Land $166,763 Building $309,707
2023	$1,965.00 (+2.08%)	$179,621 Land $82,869 Building $96,752	$490,230
2022	$1,925.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, T-Mobile.

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