39 Victoria Dr, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 39 Victoria Dr, Cold Spring, NY 10516

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,919 sqft · built 2016
Lot Size4.07 acres (177,289 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Feb 2016)
Tax Bill$25,117 (2024)
Deeds & MortgagesSep 2023 Line of Credit
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN372689 27.11-1-9.11

Property Details

APN / Parcel Number

Primary APN372689 27.11-1-9.11
Alternative APN
  • 268902701100010090110000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,919 sqft Living Area
Gross Area4,643 sqft
1st Floor Area1,784 sqft
2nd Floor Area2,135 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialWood
Lot Area177,289 sqft (4.07 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area724 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address39 VICTORIA DR
CityCOLD SPRING
StateNY
Zip10516-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionLOT 1
Legal SubdivisionREVISED OPEN DEVELOPMENT AREA
Legal Block1
Legal Lot Number9.011
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2004
Census Tract10600

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address39 VICTORIA DR, COLD SPRING, NY 10516-4002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Aug 2, 2018Deed of Trust, Mortgage · Line of Credit
HUDSON VALLEY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2016 · Amount on Record
Deed SaleFeb 17, 2016 · Amount on Record
Deed Document Number20161500470
Deed Book / Page2004 / 140
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address39 VICTORIA DR, COLD SPRING, NY 10516-4002
Transaction TypeMortgage
Record UpdatedOct 3, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 VICTORIA DR, COLD SPRING, NY 10516-4002

Mortgage

Document Number0078110211
DateSep 14, 2023
Book Page7811/211
Instrument2023121760
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 11, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address39 VICTORIA DR, COLD SPRING, NY 10516-4002
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068440405
DateAug 2, 2018
Book Page6844/405
Instrument1602175
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 1, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$433,400 (-) Land $62,500 Building $370,900$1,413,107 (+14.84%)
2024$25,117.00
2023$433,400 (-) Land $62,500 Building $370,900$1,230,551 (+11.73%) Land $177,456 Building $1,053,095
2022$433,400 Land $62,500 Building $370,900$1,101,398 Land $158,831 Building $942,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (2007–2011)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Victoria Dr

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