39 Victor St, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 39 Victor St, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,566 sqft · built 1973
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,831 (2024)
Deeds & Mortgages	Dec 2021 Refinance Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473000 85.-2-57`

Property Details

APN / Parcel Number

Primary APN	`473000 85.-2-57`
Alternative APNs	`0600-085.00-02.00-057.000` `300008500000020570000000` `4730008890` `78`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	966 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Canal
Patio Area	221 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	78
Street Address	39 VICTOR ST
City	RIVERHEAD
State	NY
Zip	11901-5035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Description	NX VICTOR ST EX SHADE SX SZUMCZYK WX SUPINSKI
Legal Block	2
Legal Lot Number	57
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2008
Census Tract	169906

Owner

39 Victor St is owned and occupied by two individuals who acquired it in July 2020.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 VICTOR ST, RIVERHEAD, NY 11901-5035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 27, 2020	Quit Claim Deed, Transfer Quitclaim
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit CHASE BK/TX
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 24, 2020
Transfer Doc	0130790900
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	39 VICTOR ST, RIVERHEAD, NY 11901-5035
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233550644
Date	Dec 13, 2021
Book Page	23355/644
Instrument	DM051434

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 27, 2020
Property Address	39 VICTOR ST, RIVERHEAD, NY 11901-5035
Document Number	0130790900
Book / Page	13079 / 900
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 VICTOR ST, RIVERHEAD, NY 11901-5035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	39 VICTOR ST, RIVERHEAD, NY 11901-5035
Document Number	0231100288
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 VICTOR ST RIVERHEAD NY 119015035, RIVERHEAD, NY 11901-5035

Mortgage

Document Number	0231100288
Date	Feb 27, 2020
Book Page	023110/000288

Lender

Name	CHASE BK/TX
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	39 VICTOR ST, RIVERHEAD, NY 11901-5035
Document Number	0228170084
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 VICTOR ST RIVERHEAD NY 119015035, RIVERHEAD, NY 11901-5035

Mortgage

Document Number	0228170084
Date	May 12, 2017
Book Page	022817/000084

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,000 Land $8,500 Building $37,500	$563,725 Land $104,167 Building $459,559
2024	$8,831.00
2023		$46,000 Land $8,500 Building $37,500	$495,156 Land $91,496 Building $403,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Victor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Victor St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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