Essex County and Lynn City property record for 39 Urban St, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,280 sqft · built 1962 |
| Lot Size | 0.113 acres (4,918 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $585,000 (Jun 2021) |
| Tax Bill | $6,376 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:088 L:116 S:004 |
| Primary APN | B:088 L:116 S:004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 3,376 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,918 sqft (0.113 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 39 URBAN ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-2376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 116 |
| Legal Lot Number | 4 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 205300 |
39 Urban St is owner-occupied and held in a trust since June 2021.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 39 URBAN ST, LYNN, MA 01904-2376 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 17, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage NORTH SHORE BANK |
| Jun 7, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Apr 7, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on File |
| Deed Sale | Jun 7, 2021 · Amount on File |
| Prior Sale | Jan 7, 2019 · Amount on File |
| Prior Transfer Date | Jun 4, 2021 |
| Prior Transfer Doc | 0000625879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Dec 4, 2023 |
| Property Address | 39 URBAN ST, LYNN, MA 01904-2376 |
| Document Number | 0000648410 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 648410 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 URBAN ST, LYNN, MA 01904-2376 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 39 URBAN ST, LYNN, MA 01904-2376 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000587147 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 587147 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Jun 7, 2021 |
| Property Address | 39 URBAN ST, LYNN, MA 01904-2376 |
| Document Number | 0000625879 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 625879 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39 URBAN ST, LYNN, MA 01904-2376 |
| Document Number | 0000625880 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 625880 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Apr 7, 2021 |
| Property Address | 39 URBAN ST, LYNN, MA 01904-2376 |
| Document Number | 0000623712 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 623712 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 URBAN ST, LYNN, MA 01904-2376 |
The 2025 property tax bill for 39 Urban St was $6,376, up 2.6% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,376.00 (+2.64%) | $615,400 (+4.32%) Land $199,500 Building $415,900 | $602,965 |
| 2024 | $6,212.00 (+2%) | $589,900 (+8%) Land $198,200 Building $391,700 | |
| 2023 | $6,090.00 | $546,200 Land $198,200 Building $348,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Urban St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 39 Urban St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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