Cherokee County property record for 39 Upper Ridge Rd, Marble, NC 28905 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,792 sqft Heated Area |
| Lot Size | 47,045 sqft (1.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2021) |
| Tax Bill | $1,581.00 (2025) |
Source: Cherokee County records · APN 552300362966000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 39 UPPER RIDGE RD, MARBLE, NC 28905-8622 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Jan 23, 2017 | Deed of Trust, Mortgage · Building or Construction Mortgage NANTAHALA BANK & TRUST COMPANY |
| Aug 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK |
| May 08, 2019 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | May 08, 2019 · Amount on Record |
| Deed Doc Number | 6266 |
| Deed Book / Page | 1691 / 403 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 17, 2021 |
| Property Address | 39 UPPER RIDGE RD, MARBLE, NC 28905-8622 |
| Document Number | 1691/403 |
| Book / Page | 1691 / 403 |
| Map Reference | CAB B SL 185 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 6266 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 OLD RIDGE RD, 104, ARCHBALD, PA 18403-1928 |
| Name | Verified Name |
|---|---|
| Address | 39 UPPER RIDGE RD, MARBLE, NC 28905-8622 |
| Document Number | 1691406 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 1691/406 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 39 UPPER RIDGE RD, MARBLE, NC 28905-8622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01553/0514 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 01553/0514 |
| Instrument | 00317 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 23, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 39 UPPER RIDGE RD, MARBLE, NC 28905-8622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01567/0528 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 01567/0528 |
| Instrument | 03719 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 08, 2019 |
| Property Address | 39 UPPER RIDGE RD, MARBLE, NC 28905-8622 |
| Document Number | 01612/0986 |
| Book / Page | 01612 / 0986 |
| Map Reference | CAB B SL 185 |
| Instrument Date | Apr 27, 2019 |
| Instrument | 01997 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 UPPER RIDGE RD, 39, MARBLE, NC 28905-8622 |
| Name | Verified Name |
|---|---|
| Address | 39 UPPER RIDGE RD, MARBLE, NC 28905-8622 |
| Document Number | 01998 |
|---|---|
| Date | May 08, 2019 |
| Instrument | 01998 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,581.00 | $213,770 (-) | $213,770 (-) Land $10,500 Building $203,270 |
| 2023 | $213,770 | $213,770 Land $10,500 Building $203,270 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 439 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 552300362966000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,792 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 47,045 sqft (1.08 acres) |
| Depth X Width | 169 ft x 254 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 102 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 55647 |
|---|---|
| Street Address | 39 UPPER RIDGE RD |
| City | MARBLE |
| State | NC |
| Zip | 28905-8622 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 16 HIGDON PROP 1612/986 |
| Legal Phase | 1612 |
| Legal Lot Number | 16 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 930401 |
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