39 Upper Flat Rock Rd, Malone, NY 12953 Property Records

Franklin County and Westville Town property record for 39 Upper Flat Rock Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,324 sqft · built 1976
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Nov 2018)
Tax Bill	$3,467 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2022 Mortgage + 1 more
APN	`1-019-03.00`

Property Details

APN / Parcel Number

Primary APN	`1-019-03.00`
Alternative APNs	`560006900000060182000000` `165600 69.-6-18.200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Mixed
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1,136 sqft
Porch	Slab
Porch Area	80 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1-019-03.00
Street Address	39 UPPER FLAT ROCK RD
City	MALONE
State	NY
Zip	12953-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTON PATTON UPPER FLAT ROCKDUSTIN
Legal Block	6
Legal Lot Number	18.200
Jurisdiction	FRANKLIN NY
Township / Civil Division	WESTVILLE
Census Block Group	1
Census Block	1050
Census Tract	950200

Owner

Source: Franklin County and Westville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 UPPER FLAT ROCK RD, MALONE, NY 12953-2711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Nov 13, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	20185271
Prior Transfer Date	Nov 1, 2018
Prior Transfer Doc	0000005271
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	39 UPPER FLAT ROCK RD, MALONE, NY 12953-2711
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004382
Date	Aug 19, 2022
Instrument	2022-4382

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	39 UPPER FLAT ROCK RD, MALONE, NY 12953-2711
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000579
Date	Feb 3, 2022
Instrument	2022-579

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Nov 13, 2018
Property Address	39 UPPER FLAT ROCK RD, MALONE, NY 12953-2711
Document Number	0000005271
Instrument Date	Nov 9, 2018
Instrument	5271
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 UPPER FLAT ROCK RD MALONE NY 129532711, MALONE, NY 12953-2711

Mortgage

Document Number	5272
Date	Nov 13, 2018
Instrument	5272

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

Source: Franklin County and Westville Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Westville Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,467.00 (+9.47%)
2025	$3,167.00 (+144.56%)	$113,700 (-) Land $17,000 Building $96,700	$177,656 (+14.06%) Land $26,562 Building $151,094
2023		$113,700 (-) Land $17,000 Building $96,700	$155,753 (+18.49%) Land $23,288 Building $132,465
2022		$113,700 Land $17,000 Building $96,700	$131,445 Land $19,653 Building $111,792
2021	$1,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jan 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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