Middlesex County and Watertown City property record for 39 Upland Rd, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,972 sqft · built 1914 |
| Lot Size | 0.172 acres (7,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,800,000 (Jan 2025) |
| Tax Bill | $21,223 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Jan 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59210-10 |
| Primary APN | 59210-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Living Area |
| Gross Area | 3,515 sqft |
| Basement Area | 1,073 sqft |
| Unfinished Basement | 161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,494 sqft (0.172 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2033 |
|---|---|
| Street Address | 39 UPLAND RD |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-3539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T |
| Legal Subdivision | WATERTOWN |
| Legal Block | 36 |
| Legal Lot Number | 6 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 370201 |
39 Upland Rd is owned and occupied by an individual who bought it in January 2025.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 UPLAND RD, WATERTOWN, MA 02472-3539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jan 30, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MASSACHUSETTS INSTITUTE OF TECHNOLOGY |
| Jan 30, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MEMBERS MORTGAGE COMPANY INC |
| May 14, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Jul 2, 2018 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on File |
| Deed Sale | Jan 30, 2025 · Amount on File |
| Prior Sale | Jul 2, 2018 · Amount on File |
| Deed Book / Page | 83727 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 39 UPLAND RD, WATERTOWN, MA 02472-3539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079198-359 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 79198/359 |
| Instrument | 254247 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 39 UPLAND RD, WATERTOWN, MA 02472-3539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083727-247 |
|---|---|
| Date | Jan 30, 2025 |
| Book Page | 83727/247 |
| Instrument | 10483 |
| Name | MASSACHUSETTS INSTITUTE OF TECHNOLOGY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jan 30, 2025 |
| Property Address | 39 UPLAND RD, WATERTOWN, MA 02472-3539 |
| Document Number | 083727-212 |
| Book / Page | 83727 / 212 |
| Instrument Date | Jan 30, 2025 |
| Instrument | 10480 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39 UPLAND RD, WATERTOWN, MA 02472-3539 |
| Document Number | 0000010481 |
|---|---|
| Date | Jan 30, 2025 |
| Instrument | 10481 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Feb 1, 2030 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Number | 083727-240 |
|---|---|
| Date | Jan 30, 2025 |
| Book Page | 83727/240 |
| Instrument | 10482 |
| Name | MASSACHUSETTS INSTITUTE OF TECHNOLOGY |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 39 UPLAND RD, WATERTOWN, MA 02472-3539 |
| Document Number | 72627-396 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 39 UPLAND RD WATERTOWN MA 024723539, WATERTOWN, MA 02472-3539 |
| Document Number | 72627-396 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 072627/000396 |
| Instrument | 65664 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jul 2, 2018 |
| Property Address | 39 UPLAND RD, WATERTOWN, MA 02472-3539 |
| Document Number | 71258-110 |
| Book / Page | 071258 / 000110 |
| Instrument Date | May 18, 2018 |
| Instrument | 97641 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,788.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 UPLAND RD WATERTOWN MA 024723539, WATERTOWN, MA 02472-3539 |
| Document Number | 71258-114 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 071258/000114 |
| Instrument | 97642 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate | 4% |
|---|
The 2026 property tax bill for 39 Upland Rd was $21,223, up 64.9% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,223.00 (+64.86%) | $1,739,600 (+57.84%) Land $547,800 Building $1,191,800 | $1,696,035 (-) |
| 2025 | $12,873.00 (+3.18%) | $1,102,100 (+3.36%) Land $547,800 Building $554,300 | $1,696,035 (+17.2%) |
| 2024 | $12,476.00 (-6.14%) | $1,066,300 (+8.94%) Land $517,400 Building $548,900 | $1,447,135 |
| 2023 | $13,292.00 | $978,800 Land $494,900 Building $483,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Upland Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 39 Upland Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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