Essex County and Cedar Grove Township property record for 39 Union St, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 1,996 sqft · built 1912 |
| Lot Size | 0.162 acres (7,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Dec 1996) |
| Tax Bill | $11,471 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00120-0000-00046 |
| Primary APN | 04-00120-0000-00046 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,996 sqft Living Area |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Construction Type | Frame |
| Lot Area | 7,039 sqft (0.162 acres) |
| Lot Dimensions | 138 ft deep x 51 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 040012000046 |
|---|---|
| Street Address | 39 UNION ST |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 51X138 |
| Legal Block | 120 |
| Legal Lot Number | 46 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 21400 |
39 Union St is owned and occupied by two individuals who bought it in December 1996.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 UNION ST, CEDAR GROVE, NJ 07009-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 1996 · Amount on File |
| Deed Sale | Dec 4, 1996 · Amount on File |
| Deed Book / Page | 5449 / 206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 39 UNION ST, CEDAR GROVE, NJ 07009-1913 |
| Document Number | 0000026669 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 39 UNION ST NEWARK NJ 07105, NEWARK, NJ 07105 |
| Document Number | 0000026669 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 26669 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 39 Union St was $11,471, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,000 (+61.86%) Land $351,800 Building $339,200 | $691,000 (+61.86%) Land $351,800 Building $339,200 | |
| 2025 | $11,471.00 (+2.8%) | $426,900 Land $233,200 Building $193,700 | $426,900 Land $233,200 Building $193,700 |
| 2024 | $11,159.00 | ||
| 2023 | $426,900 Land $233,200 Building $193,700 | $426,900 Land $233,200 Building $193,700 | |
| 2022 | $10,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Union St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1994–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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