39 Twin Cavern Trl, Reeds Spring, MO 65737 Property Records

Stone County property record for 39 Twin Cavern Trl, Reeds Spring, MO 65737

Property Summary

Property Type	Single Family Home
Details	1,895 sqft · built 2017
Lot Size	5.14 acres (223,898 sqft)
Owner	Trust Name on File
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-4.0-18-000-000-003.010`

Property Details

APN / Parcel Number

Primary APN	`07-4.0-18-000-000-003.010`

Interior

Building Area	1,895 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Type	Gable
Roof Material	Asphalt
Lot Area	223,898 sqft (5.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	39 TWIN CAVERN TRL
City	REEDS SPRING
State	MO
Zip	65737-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Range	22
Legal Township	24
Legal Section	18
Legal Subdivision	THE MEADOWS @ HIDDEN SPRINGS
Legal Lot Number	10
Jurisdiction	STONE MO
Township / Civil Division	RUTH A
Census Block Group	1
Census Block	1031
Census Tract	90606

Owner

39 Twin Cavern Trl is held in a trust since April 2024.

Source: Stone County records, as of November 3, 2025

Owner of Record	Trust Name on File
Mailing Address	PO BOX 2400, REEDS SPRING, MO 65737-2400
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 24, 2023	Warranty Deed, Transfer
Aug 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage TABLE ROCK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023
Deed Sale	Apr 24, 2023
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	20233705
Last Transfer Date	Apr 8, 2024
Transfer Doc	0000003457
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	39 TWIN CAVERN TRL, REEDS SPRING, MO 65737-4501
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 TWIN CAVERN TRL, REEDS SPRING, MO 65737-4501

Mortgage

Document Number	202200016761
Date	Dec 13, 2022
Instrument	202200016761

Lender

Name	DISCOVER BANK
Type	Bank
Address	REEDS SPRING, MO 65737

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	39 TWIN CAVERN TRL, REEDS SPRING, MO 65737-4501
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900017494
Date	Nov 14, 2019
Instrument	201900017494

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Apr 24, 2023
Property Address	39 TWIN CAVERN TRL, REEDS SPRING, MO 65737-4501
Document Number	202300003705
Map Reference	MB 60 PG 24-25
Instrument Date	Apr 21, 2023
Instrument	202300003705
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2400, REEDS SPRING, MO 65737-2400

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STONE MO
Recording Date	Aug 30, 2017
Property Address	39 TWIN CAVERN TRL, REEDS SPRING, MO 65737-4501
Document Number	201700012584
Map Reference	MB60 PG24-25
Instrument Date	Aug 24, 2017
Instrument	201700012584
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TWIN CAVERN TRL, REEDS SPRING, MO 65737-4501

Mortgage

Document Number	201700012585
Date	Aug 30, 2017
Instrument	201700012585

Lender

Name	TABLE ROCK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 39 Twin Cavern Trl was $2,928, down 0.2% from the year before.

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,928.00 (-0.17%)	$59,870	$315,100 Land $25,700 Building $289,400
2024	$2,933.00 (+0.17%)
2023	$2,928.00	$59,870	$315,100 Land $25,700 Building $289,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Twin Cavern Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Twin Cavern Trl is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 85% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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