39 Tumbling Rock Ln, Durango, CO 81301 Property Records

La Plata County property record for 39 Tumbling Rock Ln, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,268 sqft · built 2021
Lot Size	2.95 acres (128,633 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2020)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`5665-041-06-005`

Property Details

APN / Parcel Number

Primary APN	`5665-041-06-005`
Alternative APN	`R437825`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	128,633 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R437825
Street Address	39 TUMBLING ROCK LN
City	DURANGO
State	CO
Zip	81301-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BERGHOFF SD LOT: 3 PLUS PT LOT 2 PER PLAT 1171924 39 TUMBLING ROCK LN DURANGO 81301
Legal Subdivision	BERGHOFF SD
Legal Block	3
Legal Lot Number	3,2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3022
Census Tract	970703

Owner

39 Tumbling Rock Ln is owned and occupied by two individuals who acquired it in June 2021.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 TUMBLING ROCK LN, DURANGO, CO 81301-8050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 9, 2021	Intrafamily Transfer, Transfer · Construction Mortgage FOUR CORNERS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Deed Document Number	20201173778
Last Transfer Date	Jun 8, 2021
Transfer Doc	0001193809
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	39 TUMBLING ROCK LN, DURANGO, CO 81301-8050
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001206058
Date	Feb 9, 2022
Instrument	1206058

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Jun 9, 2021
Property Address	39 TUMBLING ROCK LN, DURANGO, CO 81301-8050
Document Number	0001193809
Map Reference	DOC 1171924
Instrument Date	Jun 8, 2021
Instrument	1193809
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2347 COUNTY ROAD 203, DURANGO, CO 81301-6969

Mortgage

Document Number	0001193810
Date	Jun 9, 2021
Instrument	1193810

Lender

Name	FOUR CORNERS COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Mar 8, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 39 Tumbling Rock Ln was $2,382.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,550 (-2.07%) Land $20,270 Building $21,280	$678,910 (-) Land $331,270 Building $347,640
2025	$2,382.00	$42,430 Land $20,700 Building $21,730	$678,910 Land $331,270 Building $347,640
2023	$1,522.00 (+11.18%)	$35,100 (+12.39%) Land $17,620 Building $17,480	$523,870 (+16.56%) Land $262,980 Building $260,890
2022	$1,369.00	$31,230 Land $17,770 Building $13,460	$449,430 Land $255,720 Building $193,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 Tumbling Rock Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Tumbling Rock Ln is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 79% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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