39 Tremont St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 39 Tremont St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,008 sqft · built 1900
Lot Size	0.18 acres (7,830 sqft)
Owner	Individual Name on File
Last Sale	$325,900 (Nov 2017)
Tax Bill	$6,762 (2026)
Deeds & Mortgages	Aug 2024 Refinance Jul 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168 0000 0094 A`

Property Details

APN / Parcel Number

Primary APN	`168 0000 0094 A`
Alternative APN	`LAWR M:0168 B:0000 L:0094`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,008 sqft Living Area
Gross Area	5,116 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,830 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	168 0000 0094 A
Street Address	39 TREMONT ST
City	LAWRENCE
State	MA
Zip	01841-3634
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	94
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2004
Census Tract	251100

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	39 TREMONT ST, LAWRENCE, MA 01841-3634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 17, 2017	Quit Claim Deed, Transfer · FHA Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on File
Deed Sale	Nov 17, 2017 · Amount on File
Prior Sale	Dec 21, 2010 · Amount on File
Deed Book / Page	15301 / 171
Transfer Doc	015301-171
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	39 TREMONT ST, LAWRENCE, MA 01841-3634
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	018058-145
Date	Aug 5, 2024
Book Page	18058/145
Instrument	12920

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	39 TREMONT ST, LAWRENCE, MA 01841-3634
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	017499-129
Date	Jul 6, 2022
Book Page	17499/129
Instrument	15990

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Nov 17, 2017
Property Address	39 TREMONT ST, LAWRENCE, MA 01841-3634
Document Number	15301-171
Book / Page	15301 / 171
Instrument	30290
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 TREMONT ST, LAWRENCE, MA 01841-3634
Investor	Possibly a Property Investor

Mortgage

Document Number	153010174
Date	Nov 17, 2017
Instrument	15301/0174

Lender

Name	EQUITY PRIME MTG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2047

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,762.00 (+5.59%)	$782,600 (+7.54%) Land $129,800 Building $652,800	$741,028
2025	$6,404.00 (+10.87%)	$727,700 (+16.54%) Land $129,800 Building $597,900
2024	$5,776.00 (-5.9%)	$624,400 (+3.36%) Land $136,300 Building $488,100
2023	$6,138.00	$604,100 Land $131,600 Building $472,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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