39 Tower Dr, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 39 Tower Dr, Lowell, MA 01854

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,978 sqft · built 1960
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$387,000 (Oct 2015)
Tax Bill$7,455 (2026)
Deeds & MortgagesFeb 2025 Mortgage
Flood ZoneZone X (moderate risk)
APND11840

Property Details

APN / Parcel Number

Primary APND11840
Alternative APNs
  • LOWE M:41 B:5745 L:39
  • M:000041 T:D11840

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,978 sqft Living Area
Gross Area5,184 sqft
1st Floor Area2,206 sqft
Basement Area2,206 sqft
Unfinished Basement2,206 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberD11840
Street Address39 TOWER DR
CityLOWELL
StateMA
Zip01854-1335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal SubdivisionMEADOW ACRES
Legal Block5745
Legal Lot Number39
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2000
Census Tract310601

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39 TOWER DR, LOWELL, MA 01854-1335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2015 · Amount on Record
Deed SaleOct 26, 2015 · Amount on Record
Prior SaleNov 30, 2011 · Amount on Record
Deed Document Number201548984
Deed Book / Page29532 / 18
Transfer Doc0029532-18
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address39 TOWER DR, LOWELL, MA 01854-1335
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039058-208
DateFeb 7, 2025
Book Page39058/208
Instrument3559
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,455.00 (+1.73%)$656,800 (+2.9%) Land $192,800 Building $464,000$694,500 (+6.55%)
2025$7,328.00 (+6.42%)$638,300 (+10.39%) Land $180,200 Building $458,100$651,795 (-0.57%)
2024$6,886.00 (+4.03%)$578,200 (+8.5%) Land $168,400 Building $409,800$655,500
2023$6,619.00$532,900 Land $146,400 Building $386,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1981–2008)
Claims Outside the SFHA4 of 4
Most Recent ClaimFeb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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