39 Terry Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 39 Terry Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,217 sqft · built 1958
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,956 (2024)
Deeds & Mortgages	Dec 2019 Loan Modification Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 88.-5-16`

Property Details

APN / Parcel Number

Primary APN	`473489 88.-5-16`
Alternative APNs	`0800-088.00-05.00-016.000` `348908800000050160000000` `47340021502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,217 sqft Living Area
Gross Area	1,797 sqft
1st Floor Area	1,217 sqft
Basement Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Suburban
Porch	Covered Porch
Porch Area	588 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	39 TERRY LN
City	COMMACK
State	NY
Zip	11725-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-181026 TC-52 *2419 LOT 206 SEC 2 BIRCHWOOD PARK AT COMMACK
Legal Subdivision	BIRCHWOOD PK SEC 2
Legal Block	5
Legal Lot Number	16
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2024
Census Tract	135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 TERRY LN, COMMACK, NY 11725-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage CHASE BK/TX
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHASE BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 3, 2015
Transfer Doc	0128100593
Record Updated	Sep 20, 2026

December 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	39 TERRY LN, COMMACK, NY 11725-2014
Document Number	0231190916
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 TERRY LN COMMACK NY 117252014, COMMACK, NY 11725-2014

Mortgage

Document Number	0231190916
Date	Mar 30, 2020
Book Page	023119/000916

Lender

Name	CHASE BK/TX
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2035

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	39 TERRY LN, COMMACK, NY 11725-2014
Document Number	0231190915
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 TERRY LN COMMACK NY 117252014, COMMACK, NY 11725-2014

Mortgage

Document Number	0231190915
Date	Mar 30, 2020
Book Page	023119/000915

Lender

Name	CHASE BK/TX
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2035

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,065 (-) Land $300 Building $4,765	$633,125 (+10,774.7%) Land $37,500 Building $595,625
2024	$12,956.00
2023		$5,065 Land $300 Building $4,765	$5,822 Land $345 Building $5,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Terry Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures