39 Tara Ter, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 39 Tara Ter, Buzzards Bay, MA 02532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1955
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (Dec 1994)
Tax Bill	$3,167 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:35.2 P:123`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:35.2 P:123`
Alternative APNs	`M:035.2 P:123.00 D:01` `7677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,112 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,996 sqft (0.482 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7677
Street Address	39 TARA TER
City	BUZZARDS BAY
State	MA
Zip	02532-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2019
Census Tract	14002

Owner

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 TARA TER, BUZZARDS BAY, MA 02532-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage CITIZENS BANK
May 24, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 1994 · Amount on Record
Deed Sale	Dec 22, 1994 · Amount on Record
Deed Book / Page	9493 / 343
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	39 TARA TER, BOURNE, MA 02532-3883
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001528684
Date	Aug 20, 2025
Instrument	1528684

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	289 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	39 TARA TER, BOURNE, MA 02532-3883
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001481395
Date	May 24, 2023
Instrument	1481395

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	39 TARA TER, BOURNE, MA 02532-3883
Document Number	32542-21
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 TARA TER BOURNE MA 025323883, BOURNE, MA 02532-3883

Mortgage

Document Number	32542-21
Date	Dec 13, 2019
Book Page	032542/000021
Instrument	63380

Lender

Name	FIGURE LNDG LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 12, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,167.00 (+2.26%)	$405,500 (+5%) Land $195,900 Building $209,600	$505,590
2024	$3,097.00 (+2.89%)	$386,200 (+13.02%) Land $186,600 Building $199,600
2023	$3,010.00	$341,700 Land $165,100 Building $176,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1991–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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