39 Sutton Dr, Cohoes, NY 12047 Property Records

Albany County and Colonie Town property record for 39 Sutton Dr, Cohoes, NY 12047

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,852 sqft · built 2014
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$478,000 (Jul 2015)
Tax Bill	$12,462 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 10.1-2-63`

Property Details

APN / Parcel Number

Primary APN	`012689 10.1-2-63`
Alternative APN	`01000100020630000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,852 sqft Living Area
1st Floor Area	1,529 sqft
2nd Floor Area	1,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	97 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01000100020630000000
Street Address	39 SUTTON DR
City	COHOES
State	NY
Zip	12047-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Subdivision	CORNERSTONE MEADOWS SUBDIVISION
Legal Block	2
Legal Lot Number	63.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2011
Census Tract	13503

Owner

39 Sutton Dr is owned and occupied by two individuals who bought it in July 2015.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 SUTTON DR, COHOES, NY 12047-1467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2015 · Amount on File
Deed Sale	Jul 15, 2015 · Amount on File
Deed Document Number	201511871297
Deed Book / Page	3142 / 104
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	39 SUTTON DR, COHOES, NY 12047-1467
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004976
Date	Mar 3, 2020
Instrument	R2020-04976

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Feb 22, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 39 Sutton Dr was $12,462, down 1.2% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,462.00 (-1.21%)
2025	$12,615.00	$296,000 Land $74,000 Building $222,000	$677,300 Land $169,325 Building $507,975
2023		$296,000 (-) Land $74,000 Building $222,000	$580,400 (+9.32%) Land $145,100 Building $435,300
2022		$296,000 Land $74,000 Building $222,000	$530,942 Land $132,735 Building $398,207
2021	$11,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Sutton Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Sutton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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