39 Susannah Ct, Lake Junaluska, NC 28745 Property Records

Haywood County property record for 39 Susannah Ct, Lake Junaluska, NC 28745

Property Summary

Property Type	Manufactured or Modular Home
Details	6 bd · 4 ba · 1,041 sqft · built 2004
Lot Size	0.568 acres (24,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Nov 2025)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8616-87-0719`

Property Details

APN / Parcel Number

Primary APN	`8616-87-0719`
Alternative APNs	`275560` `290081`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,041 sqft Heated Area
Gross Area	1,541 sqft
1st Floor Area	1,041 sqft
Upper Floors Area	500 sqft
Basement Area	1,041 sqft
Finished Basement	1,041 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	24,742 sqft (0.568 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	290081
Street Address	39 SUSANNAH CT
City	LAKE JUNALUSKA
State	NC
Zip	28745-8784
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	PT #55 SECT 3 HICKORY HILL
Legal Subdivision	HICKORY HILL
Legal Unit	55
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	1
Census Block	1053
Census Tract	920602

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 SUSANNAH CT, LAKE JUNALUSKA, NC 28745-8784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU
Jul 10, 2017	Deed of Trust, Mortgage SECU FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	20259513
Deed Book / Page	1140 / 623
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 4, 2025
Property Address	39 SUSANNAH CT, LAKE JUNALUSKA, NC 28745-8784
Document Number	0011400623
Book / Page	1140 / 623
Map Reference	CAB C SL 2530
Instrument Date	Nov 4, 2025
Instrument	2025009513
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2925 SHELLY GRAHAM DR, GRAHAM, NC 27253-8256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SUSANNAH CT, LAKE JUNALUSKA, NC 28745-8784

Mortgage

Document Number	0001140626
Date	Nov 4, 2025
Instrument	1140/626

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 17, 2022
Property Address	39 SUSANNAH CT, LAKE JUNALUSKA, NC 28745-8784
Document Number	0010732348
Book / Page	1073 / 2348
Map Reference	CAB C SL 2530
Instrument Date	Oct 12, 2022
Instrument	2022010858
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 39 SUSANNAH COURT, 68, WAYNESVILLE, NC 28785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SUSANNAH CT, LAKE JUNALUSKA, NC 28745-8784

Mortgage

Document Number	0010732351
Date	Oct 17, 2022
Instrument	1073-2351

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.2%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	39 SUSANNAH CT, LAKE JUNALUSKA, NC 28745-8784
Document Number	0010092312
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SUSANNAH CT LAKE JUNALUSKA NC 287458784, LAKE JUNALUSKA, NC 28745-8784

Mortgage

Document Number	0010092312
Date	Oct 9, 2020
Book Page	001009/002312
Instrument	10263

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	39 SUSANNAH CT, LAKE JUNALUSKA, NC 28745-8784
Document Number	0009760798
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SUSANNAH CT LAKE JUNALUSKA NC 287458784, LAKE JUNALUSKA, NC 28745-8784

Mortgage

Document Number	0009760798
Date	Jul 5, 2019
Book Page	000976/000798
Instrument	5790

Lender

Name	STATE EMPS CU
Address	WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	39 SUSANNAH CT, LAKE JUNALUSKA, NC 28745-8784
Document Number	0009320823
Book / Page	000932 / 000823
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 SUSANNAH CT LAKE JUNALUSKA NC 287458784, LAKE JUNALUSKA, NC 28745-8784

Mortgage

Document Number	0009320823
Date	Jul 14, 2017
Book Page	000932/000823
Instrument	6341

Lender

Name	SECU FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,100 (-) Land $56,700 Building $290,400
2025	$2,345.00	$347,100 (+3.09%) Land $56,700 Building $290,400	$347,100 (+3.09%) Land $56,700 Building $290,400
2023		$336,700 Land $56,900 Building $279,800	$336,700 (-) Land $56,900 Building $279,800
2021			$336,700 Land $56,900 Building $279,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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