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39 Summit Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 39 Summit Rd, Spring Valley, NY 10977 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,130 sqft · built 1958
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Oct 2021)
Deeds & MortgagesOct 2021 Sale & Mortgage
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN392615 62.20-2-18

Property Details

APN / Parcel Number

Primary APN392615 62.20-2-18
Alternative APNs
  • 261506202000020180000000
  • 00403940000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,130 sqft Living Area
1st Floor Area1,130 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1958
Architectural StyleRanch
Exterior MaterialWood
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions195 ft deep x 115 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area206 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00403940000
Old Parcel Number261506202000020180000000
Street Address39 SUMMIT RD
CitySPRING VALLEY
StateNY
Zip10977-6707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:18.000 BLK:2 SEC:62.20 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal SubdivisionSUMMIT GARDENS
Legal Block2
Legal Lot Number18.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group1
Census Block1000
Census Tract12504

Owner

Source: Rockland County and Ramapo Town records · APN 392615 62.20-2-18

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address39 SUMMIT RD, SPRING VALLEY, NY 10977-6707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Dec 23, 2020Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Jul 24, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 06, 2019Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Jan 10, 2018Grant Deed, Transfer · Conventional with PMI
RESMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2021 · Amount on Record
Deed SaleOct 08, 2021 · Amount on Record
Prior SaleJan 10, 2018 · Amount on Record
Deed Document Number0202142459
Deed Book / Page2021 / 42459
Record UpdatedJun 08, 2026

October 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateOct 08, 2021
Property Address39 SUMMIT RD, SPRING VALLEY, NY 10977-6707
Document Number0000042459
Map ReferenceBK 57 PG 11 MAP 2439
Instrument DateOct 05, 2021
Instrument2021-00042459
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 ELDORADO DR, 13, SPRING VALLEY, NY 10977-6407

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 SUMMIT RD, SPRING VALLEY, NY 10977-6707

Mortgage

Document Number0000042460
DateOct 08, 2021
Instrument2021-00042460
Lender
NameCROSSCOUNTRY MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number0000042734
DateOct 12, 2021
Instrument2021-00042734
Lender
NameCALIBER HOME LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address39 SUMMIT RD, SPRING VALLEY, NY 10977-6707
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038942
DateDec 23, 2020
Instrument2020-00038942
Lender
NameCALIBER HOME LOANS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address39 SUMMIT RD, SPRING VALLEY, NY 10977-6707
Document Number0000024324
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 SUMMIT RD SPRING VALLEY NY 109776707, SPRING VALLEY, NY 10977-6707

Mortgage

Document Number0000024324
DateAug 28, 2020
Instrument24324
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address39 SUMMIT RD, SPRING VALLEY, NY 10977-6707
Document Number0000026202
Instrument DateSep 06, 2019
Transaction TypeMortgage
Record UpdatedOct 08, 2019
Title CompanyLAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 SUMMIT RD SPRING VALLEY NY 109776707, SPRING VALLEY, NY 10977-6707

Mortgage

Document Number0000026202
DateSep 16, 2019
Instrument26202
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateJan 10, 2018
Property Address39 SUMMIT RD, SPRING VALLEY, NY 10977-6707
Document Number0000000977
Instrument DateJan 03, 2018
Instrument977
Transaction TypeTransfer
Record UpdatedFeb 06, 2018
Title CompanyFIFTH AVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,228.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 VALLEY VIEW TER SPRING VALLEY NY 109773606, SPRING VALLEY, NY 10977-3606

Mortgage

Document Number978
DateJan 10, 2018
Instrument978
Lender
NameRESMAC
AddressBOCA RATON, FL 33487
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 09, 2048

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalityChestnut Ridge Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2024$50,100 (-) Land $16,700 Building $33,400$645,618 (+1,279.53%) Land $215,206 Building $430,412
2023$50,100 Land $16,700 Building $33,400$46,800 Land $15,600 Building $31,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870125041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 198 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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