39 Summit Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 39 Summit Rd, Belmont, MA 02478

Property Summary

Property TypeCondominium
Details3 bd · 4.5 ba · 2,979 sqft · built 2005
Lot Size7.13 acres (310,981 sqft)
OwnerTrust Name on File
Tax Bill$21,083 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2022 Sale
+ 7 more
Flood ZoneZone X (minimal risk)
APNBELM M:59 P:000011 S:2 U:14

Property Details

APN / Parcel Number

Primary APNBELM M:59 P:000011 S:2 U:14

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,979 sqft Living Area
1st Floor Area1,854 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area310,981 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address39 SUMMIT RD
CityBELMONT
StateMA
Zip02478-1063
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSA
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group1
Census Block1016
Census Tract357700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McLean Hospital National Register District
listed 2003 · 68 contributing resources · NRIS 02001733

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

39 Summit Rd, a condominium, is owner-occupied and held in a trust since October 2017.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of RecordTrust Name on File
Mailing Address39 SUMMIT RD, BELMONT, MA 02478-1063
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · ARM
KEY BANK NA
May 10, 2022Condominium Deed, Transfer
May 10, 2022Condominium Deed, Transfer
Nov 16, 2021Condominium Deed, Transfer
May 10, 2017Deed of Trust, Mortgage · Line of Credit
MIDDLESEX SAVINGS BANK
Jan 9, 2017Deed of Trust, Mortgage · ARM
MIDDLESEX SAVINGS BANK
Aug 11, 2020Deed of Trust, Mortgage · Balloon Mortgage
MIDDLESEX SAVINGS BANK
Oct 26, 2017Quit Claim Deed, Transfer
Quitclaim
Oct 26, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2017
Deed SaleOct 26, 2017
Prior SaleDec 5, 2013 · Amount on File
Deed Book / Page70134 / 386
Transfer Doc70134-383
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address39 SUMMIT RD, BELMONT, MA 02478-1063
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079348-172
DateDec 14, 2021
Book Page79348/172
Instrument269717
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term373 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateJan 1, 2032
IndexOther
Margin3

May 2022: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionBELMONT MA
Recording DateMay 10, 2022
Property Address39 SUMMIT RD, BELMONT, MA 02478-1063
Document Number080103-496
Book / Page80103 / 496
Instrument DateMay 5, 2022
Instrument70050
Transaction TypeTransfer
Record UpdatedMay 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 SUMMIT RD # 14, 14, BELMONT, MA 02478-1063

May 2022: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionBELMONT MA
Recording DateMay 10, 2022
Property Address39 SUMMIT RD, BELMONT, MA 02478-1063
Document Number080103-504
Book / Page80103 / 504
Instrument DateMay 5, 2022
Instrument70052
Transaction TypeTransfer
Record UpdatedMay 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 SUMMIT RD # 14, 14, BELMONT, MA 02478-1063

November 2021: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionBELMONT MA
Recording DateNov 16, 2021
Property Address39 SUMMIT RD, BELMONT, MA 02478-1063
Document Number79146-295
Book / Page79146 / 295
Instrument DateNov 12, 2021
Instrument249199
Transaction TypeTransfer
Record UpdatedDec 3, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address39 SUMMIT RD # 14, 14, BELMONT, MA 02478-1063

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address39 SUMMIT RD, BELMONT, MA 02478-1063
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69256-423
DateMay 10, 2017
Book Page69256/423
Instrument68589
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 1, 2037

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address39 SUMMIT RD, BELMONT, MA 02478-1063
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number68729-254
DateJan 9, 2017
Book Page68729/254
Instrument4010
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address39 SUMMIT RD, BELMONT, MA 02478-1063
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75338-255
DateAug 11, 2020
Book Page75338/255
Instrument134909
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELMONT MA
Recording DateOct 26, 2017
Property Address39 SUMMIT RD, BELMONT, MA 02478-1063
Document Number70134-383
Book / Page070134 / 000383
Instrument DateOct 17, 2017
Instrument3598
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 SUMMIT RD #14 BELMONT MA 024781063, 14, BELMONT, MA 02478-1063

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELMONT MA
Recording DateOct 26, 2017
Property Address39 SUMMIT RD, BELMONT, MA 02478-1063
Document Number70134-386
Book / Page070134 / 000386
Instrument DateOct 17, 2017
Instrument3599
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address39 SUMMIT RD #14 BELMONT MA 024781063, 14, BELMONT, MA 02478-1063

Tax Assessment & Valuation

The 2025 property tax bill for 39 Summit Rd was $21,083.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,083.00$1,851,000 Building $1,851,000$1,942,845 (+0.07%)
2024$1,941,515
2023$16,601.00$1,477,000 Building $1,477,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Summit Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2019)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Summit Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people · EPA ID MA3026000
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on Summit Rd

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