39 Summit Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 39 Summit Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,766 sqft · built 1953
Lot Size	0.17 acres (7,401 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,755 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2020 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-00322-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`10-00322-0000-00001`
Alternative APNs	`100032200001` `370900`

Interior

Building Area	1,766 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	7,401 sqft (0.17 acres)
Lot Dimensions	50 ft deep x 148 ft wide

Location & Zoning

Account Number	370900
Street Address	39 SUMMIT AVE
City	DUMONT
State	NJ
Zip	07628-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	148X50
Legal Subdivision	DUMONT PARK
Legal Block	322
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	2
Census Block	2008
Census Tract	10100

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 SUMMIT AVE, DUMONT, NJ 07628-1740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Deed of Trust, Mortgage · ARM FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 7, 2020	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2020
Transfer Doc	0035460026
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	39 SUMMIT AVE, DUMONT, NJ 07628-1740
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031942257
Date	Mar 8, 2019
Book Page	3194/2257
Instrument	19-015402

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2020
Index	1-Year LIBOR
Margin	2

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	39 SUMMIT AVE, DUMONT, NJ 07628-1740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SUMMIT AVE, DUMONT, NJ 07628-1740

Mortgage

Document Number	0038520487
Date	Dec 7, 2020
Book Page	3852/487
Instrument	20-129113

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	39 SUMMIT AVE, DUMONT, NJ 07628-1740
Document Number	0038520505
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 SUMMIT AVE DUMONT NJ 076281740, DUMONT, NJ 07628-1740

Mortgage

Document Number	0038520505
Date	Dec 7, 2020
Book Page	003852/000505
Instrument	129114

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.12%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 16, 2020
Property Address	39 SUMMIT AVE, DUMONT, NJ 07628-1740
Document Number	0035460026
Book / Page	003546 / 000026
Instrument Date	Jan 8, 2020
Instrument	20030869
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 SUMMIT AVE DUMONT NJ 076281740, DUMONT, NJ 07628-1740

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	39 SUMMIT AVE, DUMONT, NJ 07628-1740
Document Number	0031942274
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 SUMMIT AVE DUMONT NJ 076281740, DUMONT, NJ 07628-1740

Mortgage

Document Number	0031942274
Date	Mar 8, 2019
Book Page	003194/002274
Instrument	15402

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	5.03%

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,700 (+7.13%) Land $341,700 Building $288,000	$629,700 (+7.13%) Land $341,700 Building $288,000
2025	$13,755.00 (+3.17%)	$587,800 (+79.21%) Land $314,300 Building $273,500	$587,800 (+79.21%) Land $314,300 Building $273,500
2024	$13,333.00 (+4.69%)
2023		$328,000 Land $184,400 Building $143,600	$328,000 Land $184,400 Building $143,600
2022	$12,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1983–2011)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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