39 Summer Cedar, Albertville, AL 35950 Property Records

Marshall County property record for 39 Summer Cedar, Albertville, AL 35950

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,683 sqft · built 1999
Lot Size	0.898 acres (39,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Dec 2024)
Tax Bill	$688 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-05-21-0-000-013.029`

Property Details

APN / Parcel Number

Primary APN	`19-05-21-0-000-013.029`
Alternative APNs	`195210000013029` `507110`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,683 sqft Living Area
1st Floor Area	1,683 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	39,155 sqft (0.898 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	507110
Street Address	39 SUMMER CEDAR
City	ALBERTVILLE
State	AL
Zip	35950-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BENTCREEK SD 224 X 266.17 IRR PB 8 PG 38 SEC 21-9S-R4E 10/31/06 4132-229
Legal Range	4E
Legal Township	9S
Legal Section	21
Legal Subdivision	BENTCREEK SD
Legal Lot Number	28
Jurisdiction	MARSHALL AL
Township / Civil Division	ALBERTVILLE-BOAZ
Census Block Group	2
Census Block	2007
Census Tract	30902

Owner

Source: Marshall County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 SUMMER CEDAR, ALBERTVILLE, AL 35950-9281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2024	Warranty Deed, Transfer · Conventional Mortgage GMFS LLC
Jul 19, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 4, 2020	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	20243288690
Deed Book / Page	7111 / 11
Prior Transfer Date	Jun 21, 2022
Prior Transfer Doc	0003249891
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	39 SUMMER CEDAR, ALBERTVILLE, AL 35950-9281
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003253206
Date	Sep 23, 2022
Book Page	6866/219
Instrument	3253206

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Dec 2, 2024
Property Address	39 SUMMER CEDAR, ALBERTVILLE, AL 35950-9281
Document Number	0003288690
Book / Page	7111 / 11
Map Reference	MB 8 PG 38
Instrument Date	Nov 22, 2024
Instrument	3288690
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 SUMMER, ALBERTVILLE, AL 35950

Mortgage

Document Number	0003288691
Date	Dec 2, 2024
Instrument	3288691

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARSHALL AL
Recording Date	Jul 19, 2022
Property Address	39 SUMMER CEDAR, ALBERTVILLE, AL 35950-9281
Document Number	0003249891
Book / Page	6830 / 1
Map Reference	MB 8 PG 38
Instrument Date	Jun 21, 2022
Instrument	3249891
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 LARUE CIR, GUNTERSVILLE, AL 35976-7657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SUMMER CEDAR, ALBERTVILLE, AL 35950-9281

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Sep 4, 2020
Property Address	39 SUMMER CEDAR, ALBERTVILLE, AL 35950-9281
Document Number	0003212585
Book / Page	6407 / 46
Map Reference	MB 8 PG 38
Instrument Date	Aug 14, 2020
Instrument	3212585
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 BARNES CT, 202, FRANKLIN, TN 37069-6215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	39 SUMMER CEDAR, ALBERTVILLE, AL 35950-9281

Mortgage

Document Number	0003212587
Date	Sep 4, 2020
Instrument	3212587

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Albertville City
County	Marshall County
Unified School District	Albertville City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$688.00 (+14.1%)	$14,120 (-) Land $2,340 Building $11,780	$167,800 (+18.84%) Land $24,600 Building $143,200
2023	$603.00 (+8.06%)	$14,120 (+7.29%) Land $2,340 Building $11,780	$141,200 (+7.38%) Land $23,400 Building $117,800
2021	$558.00 Homeowner's exemption	$13,160	$131,500 Land $23,400 Building $108,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBERTVILLE, MUNICIPAL UB OF THE serves 29,367 people · EPA ID AL0000933
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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