Middlesex County and Dracut Town property record for 39 Stuart Ave, #41, Dracut, MA 01826
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,862 sqft · built 1969 |
| Lot Size | 0.207 acres (9,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Aug 2023) |
| Tax Bill | $6,012 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:67 L:87 |
| Primary APN | DRAC M:67 L:87 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,862 sqft Living Area |
| Gross Area | 3,938 sqft |
| 1st Floor Area | 912 sqft |
| Attic | Attic |
| Attic Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,005 sqft (0.207 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 852500 |
|---|---|
| Street Address | 39 STUART AVE, 41 |
| City | DRACUT |
| State | MA |
| Zip | 01826-5821 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Lot Number | 87 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 314301 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 STUART AVE, 41, DRACUT, MA 01826-5821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Aug 30, 2023 | Quit Claim Deed, Transfer · FHA Mortgage LEADER BANK NA |
| Mar 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP |
| Aug 15, 2018 | Quit Claim Deed, Transfer · FHA Mortgage NEW FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on Record |
| Deed Sale | Aug 30, 2023 · Amount on Record |
| Prior Sale | Aug 15, 2018 · Amount on Record |
| Deed Book / Page | 38041 / 280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 39 STUART AVE # 41, 41, DRACUT, MA 01826-5821 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035929-154 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 35929/154 |
| Instrument | 37868 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Aug 30, 2023 |
| Property Address | 39-41 STUART AVE, DRACUT, MA 01826 |
| Document Number | 038041-280 |
| Book / Page | 38041 / 280 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 25618 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39 STUART AVE # 41, 41, DRACUT, MA 01826-5821 |
| Document Number | 0000025619 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 25619 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 39-41 STUART AVE, DRACUT, MA 01826 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 032836-219 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 32836/219 |
| Instrument | 9921 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Aug 15, 2018 |
| Property Address | 39-41 STUART AVE, DRACUT, MA 01826 |
| Document Number | 32327-116 |
| Book / Page | 32327 / 116 |
| Instrument | 35241 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.92 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 323270118 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 32327/0118 |
| Name | NEW FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2048 |
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,012.00 (+6.31%) | $621,700 (+11.26%) Land $202,900 Building $418,800 | $674,253 |
| 2025 | $5,655.00 (+3.21%) | $558,800 (+6.58%) Land $186,200 Building $372,600 | |
| 2024 | $5,479.00 (-5.24%) | $524,300 (+5.01%) Land $177,300 Building $347,000 | |
| 2023 | $5,782.00 | $499,300 Land $154,100 Building $345,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1988–2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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