Middlesex County and Waltham City property record for 39 Stow St, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,554 sqft · built 1940 |
| Lot Size | 0.223 acres (9,727 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Apr 1998) |
| Tax Bill | $7,553 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 107869 |
| Primary APN | 107869 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 2,664 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,727 sqft (0.223 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 107869 |
|---|---|
| Street Address | 39 STOW ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | PLAN 1504 |
| Legal Block | 7 |
| Legal Lot Number | 32 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 368300 |
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 STOW ST, WALTHAM, MA 02453-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Feb 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 1998 · Amount on Record |
| Deed Sale | Apr 30, 1998 · Amount on Record |
| Prior Sale | Aug 20, 1996 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 39 STOW ST, WALTHAM, MA 02453-1610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084802-225 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 84802/225 |
| Instrument | 131692 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 39 STOW ST, WALTHAM, MA 02453-1610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76856-475 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 76856/475 |
| Instrument | 23547 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,553.00 (+10.2%) | $731,900 (+4.86%) Land $450,500 Building $281,400 | $769,570 (+19.27%) |
| 2025 | $6,854.00 (+3.49%) | $698,000 (+1.6%) Land $429,000 Building $269,000 | $645,240 (-0.99%) |
| 2024 | $6,623.00 (+1.01%) | $687,000 (+8.12%) Land $421,100 Building $265,900 | $651,700 |
| 2023 | $6,557.00 | $635,400 Land $381,400 Building $254,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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