Buncombe County property record for 39 Stone River Dr, Asheville, NC 28804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,787 sqft · built 2007 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,000 (May 2020) |
| Tax Bill | $2,973 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9730-13-0959-00000 |
| Primary APN | 9730-13-0959-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,787 sqft Living Area |
| Gross Area | 1,517 sqft |
| 1st Floor Area | 1,517 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 117 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 973013039993000 |
|---|---|
| Street Address | 39 STONE RIVER DR |
| City | ASHEVILLE |
| State | NC |
| Zip | 28804-4408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:05/21/2020 DEED |
| Legal Description | DEED DATE:05/21/2020 DEED:5900-0795 SUBDIV:RIVER WALK LOT:10 PLAT:0106-0131 |
| Legal Subdivision | RIVER WALK |
| Legal Lot Number | 10 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1500 |
39 Stone River Dr is owned and occupied by an individual who bought it in May 2020.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 39 STONE RIVER DR, ASHEVILLE, NC 28804-4408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| May 21, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on File |
| Deed Sale | May 21, 2020 · Amount on File |
| Prior Sale | May 31, 2007 · Amount on File |
| Deed Document Number | 0005900795 |
| Deed Book / Page | 5900 / 795 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 39 STONE RIVER DR, ASHEVILLE, NC 28804-4408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0063041889 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 6304/1889 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 39 STONE RIVER DR, ASHEVILLE, NC 28804-4408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0061331381 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 6133/1381 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 21, 2020 |
| Property Address | 39 STONE RIVER DR, ASHEVILLE, NC 28804-4408 |
| Document Number | 0059000795 |
| Book / Page | 5900 / 795 |
| Map Reference | MB 106 PG 131 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $628.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7874 EXETER BLVD E, 7874, TAMARAC, FL 33321-8798 |
| Name | Verified Name |
|---|---|
| Address | 39 STONE RIVER DR, ASHEVILLE, NC 28804-4408 |
| Document Number | 0005900798 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 5900/798 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 39 Stone River Dr was $2,973.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Woodfin Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,973.00 | $299,100 | |
| 2023 | $2,804.00 | $300,300 | $300,300 Land $53,000 Building $247,300 |
| 2021 | $299,100 Land $53,000 Building $246,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Stone River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 15 (2004–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Stone River Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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