39 Stephens Rd, Wilton, NH 03086 Property Records

Hillsborough County and Wilton Town property record for 39 Stephens Rd, Wilton, NH 03086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,434 sqft · built 1996
Lot Size	13.2 acres (576,299 sqft)
Owner	Individual Name on File
Tax Bill	$13,555 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001339`

Property Details

APN / Parcel Number

Primary APN	`001339`
Alternative APN	`WLTN M:000H L:0084 U`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,434 sqft Living Area
Gross Area	4,756 sqft
1st Floor Area	1,189 sqft
Attic	Attic
Attic Area	889 sqft
Basement Area	1,189 sqft
Unfinished Basement	1,189 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	576,299 sqft (13.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	39 STEPHENS RD
City	WILTON
State	NH
Zip	03086-5900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	84
Jurisdiction	WILTON TOWN NH
Township / Civil Division	WILTON
Census Block Group	2
Census Block	2060
Census Tract	19000

Owner

39 Stephens Rd is owned and occupied by an individual.

Source: Hillsborough County and Wilton Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	39 STEPHENS RD, WILTON, NH 03086-5900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
May 20, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON TOWN NH
Recording Date	Apr 29, 2026
Property Address	39 STEPHENS RD, WILTON, NH 03086-5900
Document Number	09948-1351
Book / Page	9948 / 1351
Instrument Date	Apr 21, 2026
Instrument	202615424
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 STEPHENS RD, WILTON, NH 03086-5900

Mortgage

Document Number	0000015424,
Date	Apr 29, 2026
Book Page	9948/1351
Instrument	202615424

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON TOWN NH
Property Address	39 STEPHENS RD, WILTON, NH 03086-5900
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09856-2109
Date	May 20, 2025
Book Page	9856/2109
Instrument	250016169

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2065

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON TOWN NH
Property Address	39 STEPHENS RD, WILTON, NH 03086-5900
Document Number	0093751261
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 STEPHENS RD WILTON NH 030865900, WILTON, NH 03086-5900

Mortgage

Document Number	0093751261
Date	Nov 4, 2020
Book Page	009375/001261
Instrument	200064316

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 39 Stephens Rd was $13,555.

Source: Hillsborough County and Wilton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Wilton Town
Unified School District	Wilton-Lyndeborough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,555.00	$502,400 Land $165,600 Building $336,800
2023	$11,153.00 (+7.45%)	$502,400 (-) Land $165,600 Building $336,800	$594,700
2022	$10,380.00	$502,400 Land $165,600 Building $336,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Stephens Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2017)
Most Recent Claim	Oct 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Stephens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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