39 Steelman Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 39 Steelman Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1994
Lot Size	1.59 acres (69,260 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2017)
Tax Bill	$3,344 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-016569`

Property Details

APN / Parcel Number

Primary APN	`08-016569`
Alternative APNs	`8016569` `016569`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,148 sqft Total Area
Basement Area	409 sqft
Finished Basement	409 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	69,260 sqft (1.59 acres)
Garage Type	Basement
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	016569
Street Address	39 STEELMAN DR
City	CONOWINGO
State	MD
Zip	21918-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 2 - 1.5901 ACRE 39 STEELMAN DRIVE RED HILL ESTATES
Legal Subdivision	STEELMAN DRIVE RED HILL ESTATES
Legal Lot Number	2
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1027
Census Tract	31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	39 STEELMAN DR, CONOWINGO, MD 21918-1130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Aug 14, 2023	Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Oct 18, 2007 · Amount on Record
Deed Book / Page	4089 / 75
Transfer Doc	0000240422
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	39 STEELMAN DR, CONOWINGO, MD 21918-1130
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047920348
Date	Feb 11, 2021
Book Page	4792/348

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Oct 1, 2047

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Aug 14, 2023
Property Address	39 STEELMAN DR, CONOWINGO, MD 21918-1130
Document Number	0053590143
Book / Page	5359 / 143
Map Reference	MB 1 FO 74
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 RIVERSIDE DR, ELKTON, MD 21921-5018

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,344.00 (+2.2%)	$302,900 (+3.2%)	$321,700 (+9.61%) Land $85,600 Building $236,100
2025	$3,272.00 (+36.11%)	$293,500 (+6.48%) Land $85,600 Building $207,900	$293,500 (-) Land $85,600 Building $207,900
2023	$2,404.00	$275,633	$293,500 Land $85,600 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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