39 State St, Norwalk, OH 44857 Property Records

Huron County property record for 39 State St, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,434 sqft · built 1990
Lot Size	0.185 acres (8,060 sqft)
Owner	2 Individual Names on File
Last Sale	$109,000 (Dec 2018)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Dec 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-0200-09-014-0000`

Property Details

APN / Parcel Number

Primary APN	`33-0200-09-014-0000`
Alternative APN	`336607`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,434 sqft Living Area
1st Floor Area	1,217 sqft
2nd Floor Area	1,217 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Shingle
Lot Area	8,060 sqft (0.185 acres)
Lot Dimensions	124 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	436 sqft
Pole Barn	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	336607
Street Address	39 STATE ST
City	NORWALK
State	OH
Zip	44857-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 444 EX 1 RD N PT
Legal Subdivision	THEODORE BAKERS SECODN ADDITION
Legal Lot Number	444
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	3
Census Block	3003
Census Tract	915800

Owner

39 State St is owned and occupied by two individuals who bought it in December 2018.

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 STATE ST, NORWALK, OH 44857-1431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2019	Deed of Trust, Mortgage · Line of Credit FIRELANDS FCU
Dec 26, 2018	Warranty Deed, Transfer · Line of Credit FIRELANDS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Prior Sale	Nov 30, 2000
Deed Document Number	20187789
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	39 STATE ST, NORWALK, OH 44857-1431
Document Number	0000006745
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 STATE ST NORWALK OH 448571431, NORWALK, OH 44857-1431

Mortgage

Document Number	0000006745
Date	Dec 4, 2019
Instrument	6745

Lender

Name	FIRELANDS FCU
Type	Credit Union
Address	BELLEVUE, OH 44811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2039

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Dec 26, 2018
Property Address	39 STATE ST, NORWALK, OH 44857-1431
Document Number	0000007789
Map Reference	VOL 1 PG 4
Instrument Date	Dec 22, 2018
Instrument	201812260007789
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	MUTUAL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	39 STATE ST, NORWALK, OH 44857-1431

Mortgage

Document Number	0000007790
Date	Dec 26, 2018
Instrument	201812260007790

Lender

Name	FIRELANDS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 39 State St was $2,400 with a homeowner's exemption, down 3.1% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,400.00 (-3.11%)	$60,700 (-) Land $5,460 Building $55,240	$173,430 (-) Land $15,600 Building $157,830
2024	$2,477.00 (+20.65%)	$60,700 (+18.53%) Land $5,460 Building $55,240	$173,430 Land $15,600 Building $157,830
2023	$2,053.00 (-0.53%)	$51,210 (-) Land $5,460 Building $45,750
2022	$2,064.00	$51,210 Land $5,460 Building $45,750
2021			$146,310 Land $15,600 Building $130,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 39 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: North Coast Wireless Communications.

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