Clinton County and Champlain Town property record for 39 Spruce St, Champlain, NY 12919 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1930 |
| Square Footage | 1,458 sqft Living Area |
| Lot Size | 18,398 sqft (0.422 acres) |
| Last Sale | $130,000 (2025) |
| Tax Bill | $2,054.00 (2025) |
| Primary APN | 092801 18.19-2-4.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,458 sqft Living Area |
| 1st Floor | 972 sqft 1st Floor |
| Upper Floors | 486 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 18,398 sqft (0.422 acres) |
| Depth X Width | 227 ft x 80.8 ft Depth x Width |
| Porch Area | 561 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 39 SPRUCE ST |
|---|---|
| City | CHAMPLAIN |
| State | NY |
| Zip | 12919-5226 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUB MAP 11 PG 109 |
| Legal Block | 2 |
| Legal Lot Number | 4.002 |
| Jurisdiction | CLINTON NY |
| Minor Civil Division | CHAMPLAIN |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 100101 |
Source: Clinton County and Champlain Town records · APN 092801 18.19-2-4.2
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 279 LAFOREST RD, MOOERS, NY 12958-3919 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 07, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA |
| Sep 18, 2025 | Warranty Deed, Transfer · Stand Alone First Mortgage ARROW BANK NA |
| Sep 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Sep 10, 2020 · Amount on Record |
| Deed Doc Number | 20252025-00346334 |
| Prior Transfer Date | Nov 14, 2002 |
| Prior Transfer Doc | 2002049694 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 39 SPRUCE ST, CHAMPLAIN, NY 12919-5226 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000318855 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 20210-00318855 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Sep 18, 2025 |
| Property Address | 39 SPRUCE ST, CHAMPLAIN, NY 12919-5226 |
| Document Number | 0000346334 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025-00346334 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CLINTON ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 279 LAFOREST RD, MOOERS, NY 12958-3919 |
| Document Number | 0000346335 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025-00346335 |
| Name | ARROW BANK NA |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Number | 0000346336 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025-00346336 |
| Name | ARROW BANK NA |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Sep 10, 2020 |
| Property Address | 39 SPRUCE ST, CHAMPLAIN, NY 12919-5226 |
| Document Number | 0000309940 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 309940 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2020 |
| Title Company | CLINTON ABSTRACT, CLINTON ABS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 SPRUCE ST CHAMPLAIN NY 129195226, CHAMPLAIN, NY 12919-5226 |
| Document Number | 309941 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 309941 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 09, 2035 |
Source: Clinton County and Champlain Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Champlain Town |
| Municipality | Champlain Village |
| Unified School District | Northeastern Clinton Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,054.00 (-54.69%) | $163,400 (+5.28%) Land $11,700 Building $151,700 | $163,400 (+5.28%) Land $11,700 Building $151,700 |
| 2024 | $4,533.00 | $155,200 (+17.66%) Land $11,700 Building $143,500 | $155,200 (+17.66%) Land $11,700 Building $143,500 |
| 2023 | $131,900 Land $11,700 Building $120,200 | $131,900 Land $11,700 Building $120,200 |
39 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Clinton County (36019C), updated June 20, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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