Norfolk County and Millis Town property record for 39 Spencer St, Millis, MA 02054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,638 sqft · built 1961 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $9,702 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Jan 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILL M:031 B:0000048 |
| Primary APN | MILL M:031 B:0000048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 2,688 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,253 sqft (0.97 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 39 SPENCER ST |
|---|---|
| City | MILLIS |
| State | MA |
| Zip | 02054-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 48 |
| Jurisdiction | MILLIS MA |
| Township / Civil Division | MILLIS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 407102 |
Source: Norfolk County and Millis Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 39 SPENCER ST, MILLIS, MA 02054-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 26, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Mar 27, 2017 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2013 |
| Deed Sale | May 20, 2013 |
| Prior Sale | Aug 30, 1991 · Amount on Record |
| Deed Document Number | 20135 |
| Deed Book / Page | 31345 / 497 |
| Last Transfer Date | Jul 21, 2023 |
| Transfer Doc | 041323-382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLIS MA |
| Recording Date | Jul 26, 2023 |
| Property Address | 39 SPENCER ST, MILLIS, MA 02054-1435 |
| Document Number | 041323-382 |
| Book / Page | 41323 / 382 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 47382 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 SPENCER ST, MILLIS, MA 02054-1435 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Property Address | 39 SPENCER ST, MILLIS, MA 02054-1435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040278-126 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 40278/126 |
| Instrument | 8617 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Property Address | 39 SPENCER ST, MILLIS, MA 02054-1435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34995-449 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 34995/449 |
| Instrument | 25630 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2037 |
Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Millis Town |
| Unified School District | Millis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,702.00 (+8.63%) | $591,600 (+8.77%) Land $250,500 Building $341,100 | $616,645 (+1.14%) |
| 2024 | $8,931.00 (+7.34%) | $543,900 (+14.34%) Land $231,300 Building $312,600 | $609,710 |
| 2023 | $8,320.00 | $475,700 Land $184,300 Building $291,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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